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Credit Scores

Contributor

Credit Scores

Trying to figure out my true Experian score, I just purchase my VantageScore, it states the following:

Vantage Score is 849 on a scale of 501-990   Your Risk Grade is B ( Prime Plus)

Is there any place that someone can purchase a true Experian score.

CC: Amex Green ( NPSL) Amex BCE ( 38.1 K ) US Bank Sig Cash ( 20K ) Pen Fed (42K) Chase Freedom ( 7.5K) Discover More (22K ) Cap 1 QSilver (10K) Barclays Rewards (9K) Care Credit (5.5k) Sears (12K) JC Pennys (6K) Dell (15K) Key Bank (19k ) Key Bank (16K) FFO (7.5 K) Shell ( 600) OCCU ( 20K ) City TY (10.5K) CSP (17.5k) Regions ( 18K )Simmons (15K) Regions BLOC (125K) Fuel Rewards MC(10K )Amex Hilton ( 23k)

TU ( MFICO 5/11/14) 812
EQ ( MFICO 5/11/14) 790
EX ( MFICO 5/11/14) 805

Message 1 of 8
7 REPLIES
Established Contributor

Re: Credit Scores

Not that I know of but you can try a lender pull from bofa or amex.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 2 of 8
Contributor

Re: Credit Scores

Thanks, I know this might sound stupid, but i have numerous accounts with Amex, Personal and Business. Could I call them and request a credit report without applying for any more cards, and would it be a hard pull if they agreed to it.

CC: Amex Green ( NPSL) Amex BCE ( 38.1 K ) US Bank Sig Cash ( 20K ) Pen Fed (42K) Chase Freedom ( 7.5K) Discover More (22K ) Cap 1 QSilver (10K) Barclays Rewards (9K) Care Credit (5.5k) Sears (12K) JC Pennys (6K) Dell (15K) Key Bank (19k ) Key Bank (16K) FFO (7.5 K) Shell ( 600) OCCU ( 20K ) City TY (10.5K) CSP (17.5k) Regions ( 18K )Simmons (15K) Regions BLOC (125K) Fuel Rewards MC(10K )Amex Hilton ( 23k)

TU ( MFICO 5/11/14) 812
EQ ( MFICO 5/11/14) 790
EX ( MFICO 5/11/14) 805

Message 3 of 8
Valued Contributor

Re: Credit Scores

Only way to get experian fico is to grt from lender via app.  

               LIMITS IN CARD DESCRIPTIONS
Message 4 of 8
Super Contributor

Re: Credit Scores

 

If you applied for another AMEX card and are declined then you'll get your EX FICO score ( assuming they pull EX which is likely ).    Also it will only be a soft pull.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 5 of 8
Frequent Contributor

Re: Credit Scores

If  you are approved for an Amex revolver but do not receive the best possible terms (interest rate) you would receive an ex fico. AFAIK Amex does not provide a fico score for charge card approvals however; only denials, as stated above.

EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
Message 6 of 8
Super Contributor

Re: Credit Scores

I think PSECU provides an Ex fico score to it's members.

Message 7 of 8
Frequent Contributor

Re: Credit Scores

 


Open123 wrote:

I think PSECU provides an Ex fico score to it's members

 

I'm pretty sure that you can get an updated experian fico score from them each month if you are a member. However, I thought I read somewhere that you are ineligible to join PSECU unless you are a Pennsylvania resident.

 
EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
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