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Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012
0

Re: Credit Scoring

Op,

If you get to ideal reported utilization, I don't think your middle score is going to reach 680 right now. When do you need mortgage by? Given your account age, you might hit that score when your inquiries and new accounts hit 6 months. But somewhere between 6 months and 1 year, and you have ideal reported utilization.
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Valued Contributor
djc1puno
Posts: 1,715
Registered: ‎03-07-2013
0

Re: Credit Scoring

+1 crashem...the new accounts are probably hurting your scores since they are new...given time you should reach your goal for mortgage with proper use of the ccs...



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