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Credit Scoring

Valued Contributor

Re: Credit Scoring

Op,

If you get to ideal reported utilization, I don't think your middle score is going to reach 680 right now. When do you need mortgage by? Given your account age, you might hit that score when your inquiries and new accounts hit 6 months. But somewhere between 6 months and 1 year, and you have ideal reported utilization.
               LIMITS IN CARD DESCRIPTIONS
Message 11 of 12
Valued Contributor

Re: Credit Scoring

+1 crashem...the new accounts are probably hurting your scores since they are new...given time you should reach your goal for mortgage with proper use of the ccs...



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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Message 12 of 12