Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Contributor
akabigo
Posts: 80
Registered: ‎11-01-2012

Credit Sesame says my score dropped 621pts ;)

Options

‎03-22-2013 06:14 PM

Gotta love the free services. Somehow I have no score now. From 799 to 0. That happen often around here? I knew I shouldn't have let that $20 balance post lol
The ole wallet~ BOA AMEX $10k | Discover IT $9k | AMEX TE $8.8k | Citi TY Pref $8k | Barclays Arrival WMC $7.5k | Paypal SC $5k | Dell $4k |Chase Feedom $3.5k | Amazon Store Card $2.5k | Citi Citgo $1.6k | Captial One QS $1.2k

Fico scores TU 814 EQ 806 EX ?
Message 1 of 9 (671 Views)
 
Reply
Frequent Contributor
dddfresh
Posts: 391
Registered: ‎01-11-2013

Re: Credit Sesame says my score dropped 621pts ;)

Options

‎03-22-2013 06:25 PM

You must have maxed out your cards ha

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 2 of 9 (644 Views)
 
Reply
Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013

Re: Credit Sesame says my score dropped 621pts ;)

Options

‎03-22-2013 06:30 PM

i had the same problem once. emailed them, and they fixed it somehow.

 

the problem seems to be caused by them not retrieving a credit limit from the CRs for some reason.

So my score dropped as well because all my credit limits were reporting as $0 and I had $20 balance. 

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 3 of 9 (630 Views)
 
Reply
Community Leader<br> Senior Contributor</br>
Community Leader
Senior Contributor
myjourney
Posts: 25,246
Registered: ‎02-07-2013

Re: Credit Sesame says my score dropped 621pts ;)

Options

‎03-22-2013 06:41 PM

akabigo wrote:
Gotta love the free services. Somehow I have no score now. From 799 to 0. That happen often around here? I knew I shouldn't have let that $20 balance post lol

You broke it....Lol

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Message 4 of 9 (607 Views)
 
Reply
Valued Contributor
dodgerslv
Posts: 1,681
Registered: ‎06-16-2012

Re: Credit Sesame says my score dropped 621pts ;)

Options

‎03-22-2013 06:50 PM

dddfresh wrote:
You must have maxed out your cards ha

LMAO!



biggest limits: BofA Privilege (33K)/ Citi AA WEMC (26k)/ Penfed Rewards (22.5k)/ Chase United Explorer (22k)
Fico 08 scores (6/21/14) EX: 758 TU: 759 EQ: 755 (high Utilization for me at the moment @10% so gardening mode).





Message 5 of 9 (580 Views)
 
Reply
Established Contributor
Pilotdude
Posts: 955
Registered: ‎02-02-2013

Re: Credit Sesame says my score dropped 621pts ;)

Options

‎03-22-2013 07:00 PM

We all know that its because they erased your identity as part of your Witness Reloc Program induction.  :smileytongue:


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 6 of 9 (557 Views)
 
Reply
Contributor
akabigo
Posts: 80
Registered: ‎11-01-2012

Re: Credit Sesame says my score dropped 621pts ;)

Options

‎03-22-2013 07:15 PM

^^^^^
Good stuff
The ole wallet~ BOA AMEX $10k | Discover IT $9k | AMEX TE $8.8k | Citi TY Pref $8k | Barclays Arrival WMC $7.5k | Paypal SC $5k | Dell $4k |Chase Feedom $3.5k | Amazon Store Card $2.5k | Citi Citgo $1.6k | Captial One QS $1.2k

Fico scores TU 814 EQ 806 EX ?
Message 7 of 9 (524 Views)
 
Reply
Established Contributor
ObeyJohnny12
Posts: 591
Registered: ‎05-05-2012

Re: Credit Sesame says my score dropped 621pts ;)

Options

‎03-22-2013 07:46 PM

You should check your CK score. Lol
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Message 8 of 9 (486 Views)
 
Reply
Frequent Contributor
Countingpennies
Posts: 464
Registered: ‎02-14-2013

Re: Credit Sesame says my score dropped 621pts ;)

[ Edited ]
Options

‎03-22-2013 07:54 PM - edited ‎03-22-2013 07:57 PM

"Your credit score has decreased by 8635 points."

My monthly report received by email today, update as of 3//5/2013. (Timely email.)

Many people say CS is for amusement only, well I sure found this amusing!
Message 9 of 9 (475 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+