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Credit Sesame says my score dropped 621pts ;)

Contributor

Credit Sesame says my score dropped 621pts ;)

Gotta love the free services. Somehow I have no score now. From 799 to 0. That happen often around here? I knew I shouldn't have let that $20 balance post lol
Fico scores 800+
Message 1 of 9
8 REPLIES
Frequent Contributor

Re: Credit Sesame says my score dropped 621pts ;)

You must have maxed out your cards ha

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 2 of 9
Super Contributor

Re: Credit Sesame says my score dropped 621pts ;)

i had the same problem once. emailed them, and they fixed it somehow.

 

the problem seems to be caused by them not retrieving a credit limit from the CRs for some reason.

So my score dropped as well because all my credit limits were reporting as $0 and I had $20 balance. 

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 3 of 9
Super Contributor

Re: Credit Sesame says my score dropped 621pts ;)


akabigo wrote:
Gotta love the free services. Somehow I have no score now. From 799 to 0. That happen often around here? I knew I shouldn't have let that $20 balance post lol

You broke it....Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 9
Valued Contributor

Re: Credit Sesame says my score dropped 621pts ;)


dddfresh wrote:
You must have maxed out your cards ha

LMAO!

gardening since 5/21/2016
Message 5 of 9
Established Contributor

Re: Credit Sesame says my score dropped 621pts ;)

We all know that its because they erased your identity as part of your Witness Reloc Program induction.  Smiley Tongue


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 6 of 9
Contributor

Re: Credit Sesame says my score dropped 621pts ;)

^^^^^
Good stuff
Fico scores 800+
Message 7 of 9
Established Contributor

Re: Credit Sesame says my score dropped 621pts ;)

You should check your CK score. Lol
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Message 8 of 9
Highlighted
Established Contributor

Re: Credit Sesame says my score dropped 621pts ;)

"Your credit score has decreased by 8635 points."

My monthly report received by email today, update as of 3//5/2013. (Timely email.)

Many people say CS is for amusement only, well I sure found this amusing!
Message 9 of 9