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Contributor
akabigo
Posts: 81
Registered: ‎11-01-2012
0

Credit Sesame says my score dropped 621pts ;)

Gotta love the free services. Somehow I have no score now. From 799 to 0. That happen often around here? I knew I shouldn't have let that $20 balance post lol
The ole wallet~ BOA AMEX $10k | Discover IT $9k | AMEX TE $8.8k | Citi TY Pref $8k | Barclays Arrival WMC $7.5k | Paypal SC $5k | Dell $4k |Chase Feedom $7k | Amazon Store Card $2.5k | Citi Citgo $1.6k | Captial One QS $1.2k

Fico scores TU 814 EQ 806 EX ?
Frequent Contributor
dddfresh
Posts: 391
Registered: ‎01-11-2013
0

Re: Credit Sesame says my score dropped 621pts ;)

You must have maxed out your cards ha

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Super Contributor
enharu
Posts: 6,962
Registered: ‎02-27-2013
0

Re: Credit Sesame says my score dropped 621pts ;)

i had the same problem once. emailed them, and they fixed it somehow.

 

the problem seems to be caused by them not retrieving a credit limit from the CRs for some reason.

So my score dropped as well because all my credit limits were reporting as $0 and I had $20 balance. 

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
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Senior Contributor
myjourney
Posts: 26,602
Registered: ‎02-07-2013
0

Re: Credit Sesame says my score dropped 621pts ;)


akabigo wrote:
Gotta love the free services. Somehow I have no score now. From 799 to 0. That happen often around here? I knew I shouldn't have let that $20 balance post lol

You broke it....Lol

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Valued Contributor
dodgerslv
Posts: 1,777
Registered: ‎06-16-2012
0

Re: Credit Sesame says my score dropped 621pts ;)


dddfresh wrote:
You must have maxed out your cards ha

LMAO!


Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x3) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Established Contributor
Pilotdude
Posts: 955
Registered: ‎02-02-2013
0

Re: Credit Sesame says my score dropped 621pts ;)

We all know that its because they erased your identity as part of your Witness Reloc Program induction.  :smileytongue:


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Contributor
akabigo
Posts: 81
Registered: ‎11-01-2012
0

Re: Credit Sesame says my score dropped 621pts ;)

^^^^^
Good stuff
The ole wallet~ BOA AMEX $10k | Discover IT $9k | AMEX TE $8.8k | Citi TY Pref $8k | Barclays Arrival WMC $7.5k | Paypal SC $5k | Dell $4k |Chase Feedom $7k | Amazon Store Card $2.5k | Citi Citgo $1.6k | Captial One QS $1.2k

Fico scores TU 814 EQ 806 EX ?
Established Contributor
ObeyJohnny12
Posts: 591
Registered: ‎05-05-2012
0

Re: Credit Sesame says my score dropped 621pts ;)

You should check your CK score. Lol
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Frequent Contributor
Countingpennies
Posts: 465
Registered: ‎02-14-2013
0

Re: Credit Sesame says my score dropped 621pts ;)

[ Edited ]
"Your credit score has decreased by 8635 points."

My monthly report received by email today, update as of 3//5/2013. (Timely email.)

Many people say CS is for amusement only, well I sure found this amusing!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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