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texasmommy~ Congrats!! I think it only says under review for a few hours, they work pretty fast. You should be able to go ahead and app online for whatever other products you are interested in. With my CC, they called me a couple hours after applying and said you've been approved.
As far as the 17 pt drop, they will use the score they received from TU at the time of the pull....which depending on where you are getting your scores from, could be higher, lower or the same.
I wonder if they have a referral bonus .....for me and score!
@Anonymous wrote:
I just received an email asking for my most recent utility bill to prove my residency for my savings application. Nothing about the checking application. I'm gonna do that before I leave work and get it done.
That's because the opening of the savings account is the establishment of membership. If the savings account has not been fully opened they won't open the checking account. Please keep us posted on your progress.
Almost forgot. I've been a member of RBFCU since 2012 and after years of banking with Chase I finally moved all of my banking there; they are great.
@FroggieMom wrote:texasmommy~ Congrats!! I think it only says under review for a few hours, they work pretty fast. You should be able to go ahead and app online for whatever other products you are interested in. With my CC, they called me a couple hours after applying and said you've been approved.
As far as the 17 pt drop, they will use the score they received from TU at the time of the pull....which depending on where you are getting your scores from, could be higher, lower or the same.
I wonder if they have a referral bonus .....for me and score!
It wont let me apply for anything yet because I'm not officially a member until my application is approved I guess. I sent them what they asked for so now I just wait.....
@Anonymous wrote:
@ScoreOrBeScored wrote:LMAO!!!!
WOOOOW!!!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Any news texasmommy??
@FroggieMom wrote:Any news texasmommy??
Yep. Denial. I've paid off some cards, gotten credit limit increases and new credit since they pulled my report so I sent them those statements to be reviewed and requested they reconsider. Hopefully I'll get a response tomorrow.
So they denied you membership as well?? Or just for the credit products?
** I see you mentioned you also opened even more credit since they pulled your report last week. This may have actually hurt you, more than helped you. Trying for too much credit at one time when you still have a "weak" file can signal a red flag to lenders. You may just need to let your accounts you have currently continue to grow for awhile. Come join us in the Garden Club if you decide to wait it out Everyone in there is friendly, helpful and will keep you on track with you goals!