Credit Union that Pulls TU or EX

[Anonymous]

Hello,

This is my first post on the forum. Are there any CU's that I can join who pull EX or TU?

Currently I have: (Limits)

Local CU $3000

HouseHold Bank $400

Barclays $2000

CreditOne $650

I have a 0 balance with all the above cards.

I want to cancel Household & CreditOne but need to get a card that would have a 2-3K limit for reoccurring bills. The local CU and Barclay cards are used for travel and I normally charge them up and pay them off each month.

I have no other debt but did have a BK discharged in 2008. (Due to my wifes medical condition at the time) I have income of roughly 110K per year.

I burned Amex, Citi, Chase in the BK so I dont think that would be an option. My credit scores are roughly:

TU 650

EX 650

EQ 600 (Not showing the BK)

Any idea's?

[Anonymous]

Have you considered Discover? They tend to pull TU, and have been approving a lot of apps recently.

[crosbyk1]

I live in RI and all the CU seem to pull Tu.

[Anonymous]

I tried Discover. Declined due to BK.

[Anonymous]

Sorry I misread your initial post, I thought your BK dropped off in '08, not just discharged in '08. I think you're going to have a hard time getting the CL you want from anybody with a BK that recent, but someone with more experience might have a different opinion.

[haulingthescoreup]

Without regard to your chances for qualifying with your particular reports, I have read that Patelco (the old Pacific Tel and Tel) and Christian Community Credit Union pull EX.

In the upper Midwest, TU reigns, especially among CU's, and oddly, they also seem to do a lot of Rhode Island CU's per a post I once read.

[ibmrad7]

Try North Western Federal Credit Union.. NWFCU.org. They pull EX

[score_building]

Addison Avenue pulls EX.

[score_building]

Affinity FCU can pull TU on request but generally pulls EX.

[Imhotrodcrazy]

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@haulingthescoreup wrote:

Without regard to your chances for qualifying with your particular reports, I have read that Patelco (the old Pacific Tel and Tel) and Christian Community Credit Union pull EX.

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I live in  So Cal and CCCU  pulled  EX for me.  However,  I quit using them because they did not keep their word on a couple of items, so I lost trust in them.  Their cc  has been placed in the sock drawer permanently.   Good luck in your search.