08-07-2009 12:49 PM
Hey all, is there a good CU that pulls TU?
I read some posts and one said UFCU pulled TU, but they pull EX (soft).
Anyone know a TU that pulls TU?
I believe UFCU pulls EQ.
The only exclusive TU puller I know is Barclays. I haven't heard or read of any CUs using TU
08-07-2009 01:03 PM
08-07-2009 08:18 PM
Affinity FCU pulled TU. They do not hard for membership. Usually pull EXP, but mine is on ice and LO agreed to pull TU.
Biggest CUn NJ, a lot of services,nice CS. They do not have outstanding products, but I woud prefer them over any bank or Alliant.
Offer Visa/MC, best prived APR is 8.6%, business 8.25% etc.
I would recommend joining Affinity. They have kind of promo now
08-07-2009 08:22 PM
08-07-2009 09:20 PM
I've asked the loan app.rep at every CU I was interested in applying with who they pulled. Without exception, they told me which CRA they used (unlike major banks who will normally not divulge, or don't inform the CSR) . If you're concerned, call and ask directly.
From my numerous calls, a little info. The majority of all California CUs, if not all, use EXP. Every CU on the East Coast that I spoke with uses EQ. Alliant and UFCU use EQ.
I've yet to find a CU which pulls TU, although wmarat is probably correct that they may pull TU if EQ or EXP is on ice. Again, I'd call and ask prior to app'ing.