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Angel73
Posts: 73
Registered: ‎04-13-2009
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Credit Union that pulls TU????

Hey all, is there a good CU that pulls TU?

 

I read some posts and one said UFCU pulled TU, but they pull EX (soft).

 

Anyone know a TU that pulls TU?

 

 

Frequent Contributor
illtakecreditforthat
Posts: 320
Registered: ‎05-03-2009
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Re: Credit Union that pulls TU????


Angel73 wrote:

Hey all, is there a good CU that pulls TU?

 

I read some posts and one said UFCU pulled TU, but they pull EX (soft).

 

Anyone know a TU that pulls TU?

 

 


I believe UFCU pulls EQ.

 

The only exclusive TU puller I know is Barclays.  I haven't heard or read of any CUs using TU

I want PATIENCE...and I want it NOW
Frequent Contributor
elaine829
Posts: 273
Registered: ‎10-09-2007
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Re: Credit Union that pulls TU????

Community america in the midwest only pull transunion. I hate that because thats my lowest score 651 and my equifax is 690. But you only have to have a 580 to open checking acct there. Im pretty sure thats what thecsr said.
Valued Contributor
wmarat
Posts: 1,754
Registered: ‎11-03-2007
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Re: Credit Union that pulls TU????

Affinity FCU pulled TU. They do not hard for membership. Usually pull EXP, but mine is on ice and LO agreed to pull TU.

Biggest CUn NJ, a lot of services,nice CS. They do not have outstanding products, but I woud prefer them over any bank or Alliant.

Offer Visa/MC, best prived APR is 8.6%, business 8.25% etc.

I would recommend joining Affinity. They have kind of promo now

 

https://www.affinityfcu.org/join/?h=BN&sh=BN3

IN VINO VERITAS.
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Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
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Re: Credit Union that pulls TU????

Most CU's that pull TU are in the upper Midwest. Certainly, there are exceptions.

The majority of CU's nationwide pull EQ. It's a CU thang, for lack of a more technical explanation. :smileyvery-happy:
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Valued Contributor
wmarat
Posts: 1,754
Registered: ‎11-03-2007
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Re: Credit Union that pulls TU????

Navy FCU might pull TU , if EQ is on ice.

Some reported that Peoples Trust https://www.peoplestrustfcu.org/index2.php pulls TU.

IN VINO VERITAS.
Frequent Contributor
illtakecreditforthat
Posts: 320
Registered: ‎05-03-2009
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Re: Credit Union that pulls TU????

I've asked the loan app.rep at every CU I was interested in applying with who they pulled.  Without exception, they told me which CRA they used (unlike major banks who will normally not divulge, or don't inform the CSR) .  If you're concerned, call and ask directly.

 

From my numerous calls, a little info.  The majority of all California CUs, if not all, use EXP.  Every CU on the East Coast that I spoke with uses EQ.  Alliant and UFCU use EQ.

 

I've yet to find a CU which pulls TU, although wmarat is probably correct that they may pull TU if EQ or EXP is on ice.  Again, I'd call and ask prior to app'ing.

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