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Regular Contributor
MidnightOwl
Posts: 149
Registered: ‎08-22-2009

Credit Unions/Chexsystems

Can someone please post a list of Credit Unions that don't pull chexsystems just to open a savings account ? I've been told in the past that as long as your just applying for a savings account chexsystems isn't pulled but, I tried 3 different CU's & all of them pulled chex's. Help please !!!
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: Credit Unions/Chexsystems


MidnightOwl wrote:
Can someone please post a list of Credit Unions that don't pull chexsystems just to open a savings account ? I've been told in the past that as long as your just applying for a savings account chexsystems isn't pulled but, I tried 3 different CU's & all of them pulled chex's. Help please !!!

Have you pulled your ChexSytems reports?  You're entitled to a free one yearly.  Check to see what's reporting to clean it up.  That way, you won't have to iinquire about which CU's do/don't check your ChexSystems report.  Good luck!  D.I. 

Established Contributor
okstatefan5945
Posts: 517
Registered: ‎04-13-2009

Re: Credit Unions/Chexsystems

Not to be negative but EVERY credit union I have worked with has pulled chexsystems. In todays world you will be hardpressed to find one that doesnt I think.  I agree with DI is your Chexsystems something you can handle? I would work on it then worry about getting new accounts.
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2011 Credit Goals
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Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: Credit Unions/Chexsystems

Established Member
pmany0324
Posts: 13
Registered: ‎08-24-2008

Re: Credit Unions/Chexsystems

Hi All,

 

I've been an active lurker but have never posted anything.  I am addicted to this forum and log on at least 3 or 4 times a day.  Been itching to post, but just haven't had the courage (still in the rebuilding process).  But I just wanted to say to the OP that I was on chexsystem and pulled my report and disputed what was on my file and got it removed.  But while in the process of disputing, I was able to open up a savings account with DCU, then a few months later when my chexsystem was cleared, I opened up a checking with them.  Hope that helps and Good Luck! :smileyhappy:

Regular Contributor
MidnightOwl
Posts: 149
Registered: ‎08-22-2009

Re: Credit Unions/Chexsystems

Is that Digital Credit Union ?
Established Member
pmany0324
Posts: 13
Registered: ‎08-24-2008

Re: Credit Unions/Chexsystems

Yes, I opened it online with $5.00 deposit. I did this about a year ago. 

Regular Contributor
MidnightOwl
Posts: 149
Registered: ‎08-22-2009

Re: Credit Unions/Chexsystems

Thanks alot. I'll look into it to see if maybe I qualify.

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