Reply
Regular Contributor
Achase
Posts: 187
Registered: ‎09-12-2009
0

Credit Unions that cobrand american express

   Im looking for a credit union that offers an American Express credit card. I dont wanna go to citibank or bank of america because they are too shady with the way they deal with customers. i have a BofA world points visa but im not looking for another Fia or bank of america backed card. im trying to get as many different credit unions that offer amex credit cards so i can review them and see which do i qualify for.. if i was military i could have got the USAA amex but im just a ordinary citizen...lol i would go direct with american express but they keep denying me so... :smileysad:

Starting Score: 490
Current Score: 522
Goal Score: 760


Take the FICO Fitness Challenge
Valued Contributor
wmarat
Posts: 1,754
Registered: ‎11-03-2007
0

Re: Credit Unions that cobrand american express

I know only one CU which offers Amex, and this local CU.

 

But thing is Amex is offered via FIA wich leads you back to BOFA.

 

http://www.firstatlanticcu.com/home/per/loa/mc#amex

IN VINO VERITAS.
Frequent Contributor
TangMeister
Posts: 456
Registered: ‎07-09-2008
0

Re: Credit Unions that cobrand american express

Amex branded card choices are few and far between.  Given what you've said about your options and choices for an Amex or Amex branded card, I would suggest:

 

1.) Find a credit union that fits your needs, join, and app for their Visa. 

 

2.) After the above approval, call and convert your current BOA card to a BOA Amex. 

 

Granted, it can be a risk contacting BOA for anything in this climate, but if you really want an Amex-branded CC, that's probably your most viable option at the moment.  Good luck.
Valued Contributor
MrShush
Posts: 1,412
Registered: ‎04-18-2008
0

Re: Credit Unions that cobrand american express


TangMeister wrote:

Amex branded card choices are few and far between.  Given what you've said about your options and choices for an Amex or Amex branded card, I would suggest:

 

1.) Find a credit union that fits your needs, join, and app for their Visa. 

 

2.) After the above approval, call and convert your current BOA card to a BOA Amex. 

 

Granted, it can be a risk contacting BOA for anything in this climate, but if you really want an Amex-branded CC, that's probably your most viable option at the moment.  Good luck.

Have many people done this here? The last time I called BoA, I felt like I was being interrogated. I have a couple of FIA cards, but I too am also interested in a co-branded AMEX. 

Regular Contributor
johnson_long
Posts: 163
Registered: ‎08-27-2008
0

Re: Credit Unions that cobrand american express

It appears after Googling - FIA Card Services American Express Card Credit Union -,, That BoA backs the Amex branded Credit Union Cards,

 

I just joined USAA and they offer an Amex Card,  Amex proper backs that one, So I dunno if USAA would aprrove you or not,

 

Good luck,

 

 

 

 

 

Senior Contributor
txjohn
Posts: 4,214
Registered: ‎09-12-2008
0

Re: Credit Unions that cobrand american express

These are the only CU or FSB AMEX cards I am aware of.  I have the USAA only.

 

 

Arrowhead Credit Union has a Reward AMEX

http://www.arrowheadcu.org/index.cfm?Parent=ArrowheadCreditUnion&Category=Loans&SubCategory=Rewards%...

 

American First Credit Union has AMEX

http://www.amerfirst.org/credit_cards_amex.shtml

 

USAA has AMEX (not CU, but a member owned FSB)

https://www.usaa.com/inet/ent_utils/McStaticPages?key=banking_credit_cards_amex

 

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Credit Unions that cobrand american express

Both of the CU cards you list are issued by FIA/BofA.
Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
0

Re: Credit Unions that cobrand american express


johnson_long wrote:

It appears after Googling - FIA Card Services American Express Card Credit Union -,, That BoA backs the Amex branded Credit Union Cards,

 

I just joined USAA and they offer an Amex Card,  Amex proper backs that one, So I dunno if USAA would aprrove you or not,

 

Good luck,

 

 

 

 

 



USAA manages its AmEx card, including approvals and CLI's. The card is just processed through the AmEx network, and (luckily perhaps), American Express has no voice in the card.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Established Contributor
FaircreditguyFL
Posts: 665
Registered: ‎03-31-2007
0

Re: Credit Unions that cobrand american express

Give Dillards AMEX (GEMB) a try.
Regular Contributor
Nonaii
Posts: 246
Registered: ‎06-02-2008
0

Re: Credit Unions that cobrand american express

none of these cards provide the option to purchase credit secure, though, right? or do they?

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+