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Hi everyone, right now my UTL is at 47%. Ive paid all my balances down to 5% UTL. Once these new balances have been updated what kind of score increase can I expect from originally 615? Also I have a deletion that Im waiting to be updated...how much from that? Thanks!
+1 You can always try the FICO simulator when you pull your reports here. Just go the next steps, middle way down screen. It will give you a range of where your score would fall, provided no other changes take place in your report.
@Buckeye07 wrote:Hi everyone, right now my UTL is at 47%. Ive paid all my balances down to 5% UTL. Once these new balances have been updated what kind of score increase can I expect from originally 615? Also I have a deletion that Im waiting to be updated...how much from that? Thanks!
Pay all but one down to zero and you'll see a bigger bump than with all reporting a balance.
~kn