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Credit card application status

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debsunshine
New Contributor

Credit card application status

Has anyone ever waited 3 weeks on the status of an application for a credit card at a bank and the receive a phone message from the new accounts dept. regarding your recent online activity? If so what does this mean approved or not? I am still waiting for them to return my call...

My Fico Current Scores:TU:746 EQ:730 EX:741
Merrick Bank:$1100/ Capital One QS1: $1000/Capital One Venture1:$3000/ Chase Freedom:$1500//Discover:$3000/Equality Visa:$2500//Grow Financial Visa:$2500/Walmart MC:$1600/Store card:$5000/Macys Amex:$3000/Sams Club MC:$3000 /Ebates:$5600/Lowes:$10,000/Amazon SC:$5000/NFCU Flagship visa: $7500/NFCU CLOC:$11000/Barclays Williams-Sonoma Visa:$3500
Message 1 of 10
9 REPLIES 9
coldnmn
Mega Contributor

Re: Credit card application status


@debsunshine wrote:

Has anyone ever waited 3 weeks on the status of an application for a credit card at a bank and the receive a phone message from the new accounts dept. regarding your recent online activity? If so what does this mean approved or not? I am still waiting for them to return my call...


Call again, if they call you make sure that's not a scam by calling back the number you have. It's a long time but possible. Calling them and asking if they need more information may help.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 10
debsunshine
New Contributor

Re: Credit card application status

Thank you for your reply!!! I called them back after posting and she said some information did not come through when I apped online. She then proceeded to have me verify the info that she apparently already had so I don't know where the whole info didn't come through thing came from. Then she said she would send it to the underwriters and I would hear something in 7 to 10 days. I already have the feeling this is a denial, but I don't understand what is taking so long can't they just say denied and put me out of my miserySmiley Frustrated

My Fico Current Scores:TU:746 EQ:730 EX:741
Merrick Bank:$1100/ Capital One QS1: $1000/Capital One Venture1:$3000/ Chase Freedom:$1500//Discover:$3000/Equality Visa:$2500//Grow Financial Visa:$2500/Walmart MC:$1600/Store card:$5000/Macys Amex:$3000/Sams Club MC:$3000 /Ebates:$5600/Lowes:$10,000/Amazon SC:$5000/NFCU Flagship visa: $7500/NFCU CLOC:$11000/Barclays Williams-Sonoma Visa:$3500
Message 3 of 10
coldnmn
Mega Contributor

Re: Credit card application status

Well it sucks that it's taking so long but at least their is still hope. It sounds to me they couldn't verify your application and avoiding identity theft. Good Luck! Please update on the out come.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 10
debsunshine
New Contributor

Re: Credit card application status

will do @coldnmn... Thanks againSmiley Very Happy

My Fico Current Scores:TU:746 EQ:730 EX:741
Merrick Bank:$1100/ Capital One QS1: $1000/Capital One Venture1:$3000/ Chase Freedom:$1500//Discover:$3000/Equality Visa:$2500//Grow Financial Visa:$2500/Walmart MC:$1600/Store card:$5000/Macys Amex:$3000/Sams Club MC:$3000 /Ebates:$5600/Lowes:$10,000/Amazon SC:$5000/NFCU Flagship visa: $7500/NFCU CLOC:$11000/Barclays Williams-Sonoma Visa:$3500
Message 5 of 10
Kenny
Moderator Emeritus

Re: Credit card application status

Who is it with? Maybe we have the underwriter's number that you can call and get an immediate decision?
Message 6 of 10
debsunshine
New Contributor

Re: Credit card application status

@KennyRS it is with fifth third bank, and I don't see them mentioned much on the forum unless I am looking in the wrong placesSmiley Frustrated

My Fico Current Scores:TU:746 EQ:730 EX:741
Merrick Bank:$1100/ Capital One QS1: $1000/Capital One Venture1:$3000/ Chase Freedom:$1500//Discover:$3000/Equality Visa:$2500//Grow Financial Visa:$2500/Walmart MC:$1600/Store card:$5000/Macys Amex:$3000/Sams Club MC:$3000 /Ebates:$5600/Lowes:$10,000/Amazon SC:$5000/NFCU Flagship visa: $7500/NFCU CLOC:$11000/Barclays Williams-Sonoma Visa:$3500
Message 7 of 10
Kenny
Moderator Emeritus

Re: Credit card application status


@debsunshine wrote:

@KennyRS it is with fifth third bank, and I don't see them mentioned much on the forum unless I am looking in the wrong placesSmiley Frustrated


Fifth Third Bank
Phone1: 800-457-0842 - select 3 for a live rep

 

(I don't know if this is for the underwriter, but it's the only application status number I could find, but it wasn't on this forum.. googled it.) Let us know if you decide to try the number out and if it's the correct number for the application status we can get it added to the list.

 

On a side note I called and spoke with a lady. When asked if I could speak to an underwriter regarding my application status, she said absolutely not! Wow. She was so nice. Not! She said she could look up the application status, though. lol

Message 8 of 10
debsunshine
New Contributor

Re: Credit card application status

@KennyRS that number worked and it was a denial Oh Well I kind of Knew that anyway. I will wait until some of my inquiries fall off and let my accounts age a little longer before I try again. Unfortunately when my credit started improving slightly I went App crazy and lo and behold got a bunch of denials. Thanks again for your help and for this forum it has been a wealth of knowledge for me.

My Fico Current Scores:TU:746 EQ:730 EX:741
Merrick Bank:$1100/ Capital One QS1: $1000/Capital One Venture1:$3000/ Chase Freedom:$1500//Discover:$3000/Equality Visa:$2500//Grow Financial Visa:$2500/Walmart MC:$1600/Store card:$5000/Macys Amex:$3000/Sams Club MC:$3000 /Ebates:$5600/Lowes:$10,000/Amazon SC:$5000/NFCU Flagship visa: $7500/NFCU CLOC:$11000/Barclays Williams-Sonoma Visa:$3500
Message 9 of 10
Kenny
Moderator Emeritus

Re: Credit card application status


@debsunshine wrote:

@KennyRS that number worked and it was a denial Oh Well I kind of Knew that anyway. I will wait until some of my inquiries fall off and let my accounts age a little longer before I try again. Unfortunately when my credit started improving slightly I went App crazy and lo and behold got a bunch of denials. Thanks again for your help and for this forum it has been a wealth of knowledge for me.


Well, I certainly hate that for you, but now you know what to work on and you can get it next time! Smiley Happy This board is awesome, I agree.

Message 10 of 10
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