Valued Member
Posts: 29
Registered: ‎11-10-2010

Re: Credit card closed after one late payment... what to do?

A similar thing happened to me last year.  My wife's citi card that she's had for 15+ years was carrying very large balance transfer amount when I missed 3 payments in 4 months (yes, bad husband).  Anyway they hit us with the big apr increase and threatened to close her account.  She explained the situation and they reversed course.  One thing that helped is that we signed up for autopayment in an amount greater than the minimum.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+