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05-16-2013 02:36 PM - edited 05-16-2013 02:40 PM
05-16-2013 02:51 PM
From what i remember, Barclays and American Express requires you to be at least permanent resident status to apply.
This is not true. I am on visa and I have AMEX. I am considered as an US resident for tax purpose. Whoever has Social Security Number(SSN) can get AMEX. I didn't had AMEX in my home country. One good thing with AMEX is that if you have AMEX in your home country and if it is in good standing, you can get AMEX in US quite easily. You need to get SSN for that.
However it is true that for BoFA you need to apply in branch as while applying online, in the form it is clearly mentioned that if you or not a citizen or permanant resident, you have to apply in branch. I applied for Chase Freedom online but I didn't see this message. My application got rejected not because of immigration status but short history(just 8 months).
Incorrect. You are an Alien Resident. You are NOT considered a US resident unless you have a permanent residency AKA greencard.
05-16-2013 02:59 PM
That's why I clearly mentioned "For tax purpose" . Alien residents are issued SSN and have to pay same tax and social security payments as US residents do.
05-16-2013 03:11 PM - edited 05-16-2013 03:13 PM
05-16-2013 03:17 PM - edited 05-16-2013 03:22 PM
05-16-2013 03:17 PM
I would guess you have a TIN (tax identification number) and not a social security number. Residency is a requirement when applying for a SSN.
SSN is issued to all work visa holders like H1B, L1 and other long term visas. Don't need green card to get SSN.
05-16-2013 03:24 PM
@Longterm: nope you are still wrong. People with non-immigrant visas are not required to pay social security taxes unless they have been in USA for more than a certain number of years.
Really? Wonder if that is "recent" When I came here in 1984, on an H1, I had social security taxes deducted. Did I not need to?
05-16-2013 03:39 PM - edited 05-16-2013 03:44 PM