@daybreakgonesXe wrote:Chase Sapphire Preferred is the best in the market for this type of thing! 40,000 bonus points after spending $3000 in the first 3 months (equal to $500 in travel), 7% annual return on all earned points, 2x for restaurants, 1x for everything else, bonus points for booking through Ultimate Rewards, etc. annual fee of $95 waived the first year!
as much as I love Chase I would hate to say PenFed has the better one if you can get i n 5x on all travel expenses but they are extremely strict.
@HiLine wrote:Amex Gold/Platinum - no limit whatsoever.
that's a good point, a Amex Platinum is a must if your flying a lot imo but PRG i'd pass on with PenFed if I had the choice.
@Viperlx wrote:my credit is still recovering right now so I am worried about being declined on AMEX. I have a Chase United Mileage Plus card but it only gives miles. Something to post on restaurants and others would be great.
Amex platinum is actually not that hard card to get, it's just a high annual fee green basically imo atleast =) They jus want their annuals upfront If you were able to get Chase Mileage that means your credit is fine, for travel Citi Forward isn't bad 5 points per dollar but you won't always get 1/1 and those points are for cash back but for gift cards for best redeem rates. Next best card is probably Sapphire for travel, 0% foreign transaction fees 2.67 points for restaurants when used for travel or 2.14 if used for cash back. also nice bonus. US Bank Cash+ is a great one but hard to get probably try for this next before any other app. 6.25% back on restaurants and billpay that most people choose(you get to choose two categories)
1. US Bank Cash+
2. Amex Platinum
3. Chase Sapphire
4. Citi Forward
in the order of importance and app sequence imo.
US Bank Cash+ nope
Citi Forward maybe
Sapphire Nope
Amex Platinum possibly.
but then I would've said you wouldn't get approved for the United Chase card but that's just speculation. You have 640 Fico or Fako scores?