Reply
Blogger
HiLine
Posts: 2,851
Registered: ‎10-19-2012
0

Re: Credit card for traveling with work

If you're really interested in getting an Amex, I would suggest applying for the Gold Skymiles, considered the easiest Amex to get. Then after a few months, Amex will have good reasons to approve your application for the Gold card.

Valued Member
Viperlx
Posts: 48
Registered: ‎04-20-2011
0

Re: Credit card for traveling with work

Not sure if I want to risk the hit and for a denied card. Might look into a common high CL card for a low card score

Blogger
HiLine
Posts: 2,851
Registered: ‎10-19-2012
0

Re: Credit card for traveling with work

Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Credit card for traveling with work

Amex PRG. Very good travel rewards for booking through amex. More lenient underwriting criteria since its a charge card. Internal limits can go sky high on charge cards. Discover card. 5% cash back though shopsiscover for hotels.com and expedia.

Chase sapphire preferred is for excellent credit. Not sure if you could do this one.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Credit card for traveling with work

Ok so what about the barclays travelocity card or a usaa card: are you a full member with usaa? Are you eligible for nfcu?

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Credit card for traveling with work


Viperlx wrote:

I have landed a new job which includes 100% travel with hotels and flights.  I am looking to stream all my expenses through this credit card every month to max my rewards and points.  Can anyone recommend a credit card such as this with a high enough limit?


There are a couple of questions you need to ask your self before you apply

- How long will it take your company to reimburse you?

- How much money will you put on the card?

- Can your income cover the expenses if your company doesnt reimburse you in time?

 

 

These questions will determine if you should get a credit card or charge card

 

Just my 2 cents!


$100K in Credit
Last Credit Card App: 11/16/13
Valued Member
Viperlx
Posts: 48
Registered: ‎04-20-2011
0

Re: Credit card for traveling with work

[ Edited ]

HiLine wrote:

Do you have a FICO score?



My fico score is 621 from TU

Valued Member
Viperlx
Posts: 48
Registered: ‎04-20-2011
0

Re: Credit card for traveling with work

[ Edited ]

webhopper wrote:
Amex PRG. Very good travel rewards for booking through amex. More lenient underwriting criteria since its a charge card. Internal limits can go sky high on charge cards. Discover card. 5% cash back though shopsiscover for hotels.com and expedia.

Chase sapphire preferred is for excellent credit. Not sure if you could do this one.


the chase freedom card is the one card I want the most but I know my credit is no where near the level to be accepted yet.  i am working with AMEX on a declined application.  The application has been in, "In Progress" for about a week now so I am hoping for a charge card.

Valued Member
Viperlx
Posts: 48
Registered: ‎04-20-2011
0

Re: Credit card for traveling with work

[ Edited ]

webhopper wrote:
Ok so what about the barclays travelocity card or a usaa card: are you a full member with usaa? Are you eligible for nfcu?


Barclays is something I would consider but I have a lot of recent inquires and my AAOA took a hit because of 2 new accounts.

Valued Member
Viperlx
Posts: 48
Registered: ‎04-20-2011
0

Re: Credit card for traveling with work

[ Edited ]

chnceit wrote:

Viperlx wrote:

I have landed a new job which includes 100% travel with hotels and flights.  I am looking to stream all my expenses through this credit card every month to max my rewards and points.  Can anyone recommend a credit card such as this with a high enough limit?


There are a couple of questions you need to ask your self before you apply

- How long will it take your company to reimburse you?

- How much money will you put on the card?

- Can your income cover the expenses if your company doesnt reimburse you in time?

 

 

These questions will determine if you should get a credit card or charge card

 

Just my 2 cents!



I would be pushing at least 3k a month through the card and the company reimburses me once a month on the expenses.  I can cover it myself no problem since I have a buffer setup for just a thing in case there are delays.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+