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Credit card late pays

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Anonymous
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Credit card late pays

If I have numerous late pays on old credit cards that occurred back in 2007 and beyond. How do I go about removing this or educating myself around the process by which these erase. Please help me out, I'm a struggling student and have a 574 credit score!!! Thanks for you .02 cents.
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: Credit card late pays

Send them GW letters, it worked for me and I have had lates removed completely.
Message 2 of 3
islandchild82
Frequent Contributor

Re: Credit card late pays

Basically, your best bet is to start writing goodwill letter. There are many listed in the forums that you can use. Negative items on your credit report will remain for 7 years, so if possible you want to work on getting those removed. You may not have much luck at first, but keep trying. Good luck!
Message 3 of 3
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