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New Member
Gucci8
Posts: 3
Registered: ‎12-14-2011
0

Credit card question

Hi guys, 

 

I had a question about the age of accounts on my credit score. I got my first credit card 2 and a half years ago. Since then I have been able to get 2 other credit cards and a car under my name. Now I want to close my first card because it is a secured card for a super low limit and honestly its useless to me....But I want to keep my age of oldest account to at 2 and a half years. If I close this card will I loose my credit age history? Thanks for your help. 

Frequent Contributor
OhioCPA
Posts: 471
Registered: ‎03-29-2011
0

Re: Credit card question

That card will still count as part of your AAoA once it is closed, as long as it reports. Closed accounts generally report for ten years after the date the account is closed.

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Valued Contributor
SnackTrader
Posts: 1,567
Registered: ‎09-15-2012
0

Re: Credit card question

http://ficoforums.myfico.com/t5/Credit-Cards/Closing-Credit-Cards/td-p/347190

In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
New Member
Gucci8
Posts: 3
Registered: ‎12-14-2011
0

Re: Credit card question

This link is perfect. Thanks alot
New Member
Gucci8
Posts: 3
Registered: ‎12-14-2011
0

Re: Credit card question

Thanks for your help
Valued Contributor
SnackTrader
Posts: 1,567
Registered: ‎09-15-2012
0

Re: Credit card question

Anytime, welcome to the forums!

In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014

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