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New Member
Gucci8
Posts: 3
Registered: ‎12-14-2011

Credit card question

Hi guys, 

 

I had a question about the age of accounts on my credit score. I got my first credit card 2 and a half years ago. Since then I have been able to get 2 other credit cards and a car under my name. Now I want to close my first card because it is a secured card for a super low limit and honestly its useless to me....But I want to keep my age of oldest account to at 2 and a half years. If I close this card will I loose my credit age history? Thanks for your help. 

Frequent Contributor
OhioCPA
Posts: 447
Registered: ‎03-29-2011

Re: Credit card question

That card will still count as part of your AAoA once it is closed, as long as it reports. Closed accounts generally report for ten years after the date the account is closed.

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Chase Sapphire Preferred, Amex Hilton Honors Surpass, Amex BCE, BOA Travel Rewards, Amex MB Platinum
Valued Contributor
SnackTrader
Posts: 1,563
Registered: ‎09-15-2012

Re: Credit card question

http://ficoforums.myfico.com/t5/Credit-Cards/Closing-Credit-Cards/td-p/347190

In My Wallet: Amex BCP (12/12) $22.200, Chase CSP (4/14) $12,000, Barclaycard Arrival (5/13) $10,500, Citi Forward (12/12) $9,600, Cap1 Cash Rewards (6/12) $9,000, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
New Member
Gucci8
Posts: 3
Registered: ‎12-14-2011

Re: Credit card question

This link is perfect. Thanks alot
New Member
Gucci8
Posts: 3
Registered: ‎12-14-2011

Re: Credit card question

Thanks for your help
Valued Contributor
SnackTrader
Posts: 1,563
Registered: ‎09-15-2012

Re: Credit card question

Anytime, welcome to the forums!

In My Wallet: Amex BCP (12/12) $22.200, Chase CSP (4/14) $12,000, Barclaycard Arrival (5/13) $10,500, Citi Forward (12/12) $9,600, Cap1 Cash Rewards (6/12) $9,000, Chase Freedom (12/12) $5,000

Last App: April 2, 2014

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