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Established Member
smither871
Posts: 10
Registered: ‎07-23-2007
0

Credit card reporting

I paid off three credit cards in June, but on my latest score watch they are still reporting a balance. Does anyone know how long it usually take for credit card reporting to catch up with my payments?

8/2009 equifax 551
9/2010 equifax 650
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Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
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Re: Credit card reporting

Hi, welcome to the forums!

 

Did you pay them off after the June statements? Do they show $0 balances for July? If so, they should certainly have updated by now. You have pulled a new Scorewatch, right? The previous ones don't update. You have to have a new one to show what's currently on your reports.

 

Which cards are these? Are these store cards, by any chance? Sometimes they don't update the new $0 balance, and the old balance just keeps reporting.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Established Member
smither871
Posts: 10
Registered: ‎07-23-2007
0

Re: Credit card reporting

They are merrick bank, HSBC, and Barclay's. I am not certain if I paid them off for the June or July cycle.

8/2009 equifax 551
9/2010 equifax 650

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