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If you pay for something with Paypal, and tell it to use say, Chase Freedom, how do they determine which category the purchase is for 5% reward? What will the transaction show up on the CC bill as?
Do you still get the CC benefits such as extended warranty?
You don't earn 5% cashback with PayPal. PayPal acts as a third party in the transaction. PayPal pays the merchant and separately charges money on your credit card account.
From Chase perspective you are making a purchase from PayPal, not from a merchant, therefore you do NOT have purchase protection, extended warranty, etc.
PayPal codes its transaction as professional service, only Citi Business CC gives bonus points on professional service.
so you will get only the 1% on certain cc's if you use paypal ?