Reply
New Member
Posts: 5
Registered: ‎01-07-2014
0

Re: Credit card that will offer 0% APR for at least a year & $15K to $20K Credit Limit

CU being a credit union? sorry i'm kinda new...

 

Any advice when looking at different credit unions?

Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Credit card that will offer 0% APR for at least a year & $15K to $20K Credit Limit


chowee21 wrote:

CU being a credit union? sorry i'm kinda new...

 

Any advice when looking at different credit unions?


Yes, CU = Credit Union

 

Do you belong to a CU; are you eligible to join NFCU?

 

OCCU has been generous as of late but as usual YMMV

Valued Contributor
Posts: 9,045
Registered: ‎10-21-2012
0

Re: Credit card that will offer 0% APR for at least a year & $15K to $20K Credit Limit


chowee21 wrote:

CU being a credit union? sorry i'm kinda new...

 

Any advice when looking at different credit unions?


There's a plethora of CUs depending on your needs/financial goals of course.

 

http://www.depositaccounts.com/blog/the-big-list-of-credit-unions-open-to-anyone.html

 

The majority may require membership elegibility and some will request for of POI.  Have you checked with any of your local CUs?  There's also the alternative with a recently popular CU (OCCU) which issues the Beaver and/or Duck Card.

Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Credit card that will offer 0% APR for at least a year & $15K to $20K Credit Limit

Generally speaking, you'd need an existing line that big to get a new line that big...

however, you might try BOA's BankAmericard. I was able to get an approval for $3500 then took a hp for a cli to $10k.

i had multiple 10-20k limits already though. 

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Highlighted
Valued Contributor
Posts: 9,045
Registered: ‎10-21-2012
0

Re: Credit card that will offer 0% APR for at least a year & $15K to $20K Credit Limit


youngandcreditwrthy wrote:

Generally speaking, you'd need an existing line that big to get a new line that big...

however, you might try BOA's BankAmericard. I was able to get an approval for $3500 then took a hp for a cli to $10k.

i had multiple 10-20k limits already though


Right, but see you already had all the CC bling...whereas the OP doesn't have much leverage on that.  Maybe, just maybe, a GECRB CC that can grow like a bean stalk!  Like your PayPal Extras!  LOL  Smiley Wink

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.