Re: Credit card wish list (phase 2)

emptypockets · ‎02-03-2009

MoneyPurchaseOptions wrote:
My wish list is for an apr below 7% without rewards and no annual fee. Help anyone.

Www.iberiabank.com

https://www.simmonsfirst.com/creditcards/apply/default.aspx

CC's: AMEX Delta/BCP/HH, Alliant Visa, PenFed AMEX, Nordstrom Sig Visa, Lowe's, BBRZ Plat, US Bank Visa Sig Cash+, Chase CSP/Freedom/Marriott, UMB Visa, Dillard's AMEX, US Airways MC, Barclay's NFL Visa, Home Depot, Citi Diamond Pref./Dividend, Discover More, Walmart Discover, Cabela's Visa, Cap One Cash Rewards Visa, BOA Better Balance Rewards MC, Jared, Kohl's, Macy's.

Current Scores: EQ (5/19/13): 743; TU (MyFico 5/19/13):766; Walmart TU Fico 08 (6/3/13): 799; EX (6/14/13: 790

CreditScholar · ‎01-22-2012

emptypockets wrote:
MoneyPurchaseOptions wrote:
My wish list is for an apr below 7% without rewards and no annual fee. Help anyone.
Www.iberiabank.com

https://www.simmonsfirst.com/creditcards/apply/default.aspx

Those are about the only options, but they demand exceptionally high credit standards. Your FICOs should be at 800 or above (so basically flawless), and they will verify employment.

FICOs: EX: 800, EQ: 813, TU: 807

Bank of America Privileges with Travel Rewards Visa Signature (EMV) - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $25,000 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL

MoneyPurchaseOptions · ‎03-04-2012

CreditScholar,

Thank you for your reply and links to Iberia and Simmons banks. I have both of those with their lowest rates and now need to work on CLI. I also have a 6.99% APR card with USAA.

I'm still watching for lower rates,if possible. Last year a forum member wrote about his CU offering 6.5%. I PM'd him for the name. I'll share it if he replies.

No interest in low interest rate credit cards?

maiden_girl · ‎12-29-2011

While low APR is great...People really prefer reward cards. I hate interest and I try to avoid paying it at all costs! LOL. SO far...it has paid off.

The truth is out there...

LilNYC · ‎07-08-2012

MoneyPurchaseOptions wrote:
CreditScholar,

Thank you for your reply and links to Iberia and Simmons banks. I have both of those with their lowest rates and now need to work on CLI. I also have a 6.99% APR card with USAA.

I'm still watching for lower rates,if possible. Last year a forum member wrote about his CU offering 6.5%. I PM'd him for the name. I'll share it if he replies.

First Command- 6.25% (you have to be a client first, so visit a branch & open a no fee cheking acct)

Amerprise world mc elie- 6.24% (must be a client, $150 AF unless you're a achiever circle elite client)

Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755

MoneyPurchaseOptions · ‎03-04-2012

LilNYC,

Thanks for the leads to First Command and Ameriprise and their respective 6.25% - 6.24% APR cards.

TOS for Ameriprise does not detail how to avoid the AF. Both have representatives in my area.

They both look like broker/dealers - hope they don't try a hard upsale.

No interest in low interest rate credit cards?

Credit Cards

Re: Credit card wish list (phase 2)

Re: Credit card wish list (phase 2)

Re: Credit card wish list (phase 2)

Re: Credit card wish list (phase 2)

Re: Credit card wish list (phase 2)

Re: Credit card wish list (phase 2)