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@Lpbelleza27 wrote:
Since i just closed a house. I immediately apply for credit cards. Got approved for discovery it for $8k and american express blue sky for $5k. Can i apply for one more credit card like lowes or home depot? Will this so many inquiries affect me negatively in a few days/months? How many points , do you guys think will my credit score be lowered?
Congrats on the house and new cards
If you want one more card go for it. There's no way of telling how your scores will react sorry no one can tell you that may go up may go down
Good luck should you apply
@myjourney wrote:
@Lpbelleza27 wrote:
Since i just closed a house. I immediately apply for credit cards. Got approved for discovery it for $8k and american express blue sky for $5k. Can i apply for one more credit card like lowes or home depot? Will this so many inquiries affect me negatively in a few days/months? How many points , do you guys think will my credit score be lowered?Congrats on the house and new cards
If you want one more card go for it. There's no way of telling how your scores will react sorry no one can tell you that may go up may go down
Good luck should you apply
I would say go for it now, and let all the inquiries age together at the same time. Remember they stay for 2 years on your reports. Afterwards, i would suggest gardening for 6-12 months before apping for anything else, and let your scores rebound. Good to do it now before the mortgage starts reporting.