10-25-2012 07:23 PM
This might sound very weird, but I am a student with No income. But, with a co-signer I have financed Brand New car for 60months @3.99. I have credit piggy begged on my aunt's 5 year old 1000CLI US bank card. Oh i forgot, I am not even an American citizen, but I somehow have SSN.
SO, it has not been a year since i started estabilishing credit and I have FICO750 TU 650 EQ and ????? from Experian.
I tried to pulll it, and website says it cannot be processed. I called, and they said something is wrong with my credit file. They said call the credit breau directly. idk what that means.
Pulled my 3-breau score from TU website, and I have all three scores inclduing Experian. I don't know what is going on..? Any1 can help?
I currently have 7 credit card. Chase amazon(4K) Capital one (500) Amex Zync (unlimited?) Walmart discover (800) Priceline VIsa (1.5K) CIti foward (3K) Discover (1.5K)
How can there be problem with my credit file if I have these credit cards? I dont understand..
And, I don't know how i got these cards. I have literally zero income excpet money from my parents. : S
10-25-2012 07:35 PM
Did you put down your income as $0?
10-25-2012 07:36 PM
How can you possNote have a valid SSN without being a citizen?
Are all the other cards in your name..like amazon, Amex, etc? Can't figure out how they'd give you those cards without income...
10-25-2012 07:39 PM
ssn is for all us residents I had one before I became a citizen too.
10-25-2012 07:40 PM
10-25-2012 07:42 PM - edited 10-25-2012 07:43 PM
Well, just for the heck of it, when I applied walmart very very recently (actually week ago), I put my income as 2 dollars just to see. Got approved for 800. Very weird. But for everything else, I put down the amount of money I get from my parents every months on top of my tution & house rent. Maybe that helped? idk..its 70K+ a year. & I have lived in this apartment for two years...
10-25-2012 08:04 PM
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