Credit cards on the chopping block

[Josh2942]

My GECRB American eagle card is 200 dollars. Thats like a joke. My reports are clean except a couple recent INQ's. Ive heard that GE is real stingy with AE cards. I havent even activated it and I got it in November. Now I also have a Target Red Card that is just useless at 500 dollars as well. I dont even care to let them grow. They are on the chop and block for the first quarter of 2015. They have been sock drawned since day one. Should I use them once or does it even matter? My daily drive is my Chase freedom because I actually care to let that one grow lol

[Kenny]

If you don't use them and don't want them -- take an ax to them.

[gdale6]

I would put some use on them and keep them until you have 2 years of payment history reported on them, this is for FICO reasons.

[Josh2942]

Is there a certain dollar amount per the CL i should reach or just a percentage? I just despice these limits. 

[Josh2942]

Clear and solid advice lol

[gdale6]

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@Josh2942 wrote:

Is there a certain dollar amount per the CL i should reach or just a percentage? I just despice these limits. 

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No you can use it for as little or as much as you want it should just show some use prior to being closed. I would also PIF prior to statement cut.