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Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Credit cards that DON'T pull EX Credit Rept

I would greatly appreciate any recommendations for credit cards that do not pull EX, due to many inquiries already on my EX rept.

 

Also, my true FICO is around 670 to 700 for EQ and TU, so it would need to be a CC that will approve with that score.(According to myFICO score simulator, it would be in the 700 to 750 range if my util was less, which is why I want a CC with a decent limit, instead of the ridiculously LOW $500 and $300 CLI from Cap One.)

 

Thank you!

 

 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Regular Contributor
Posts: 157
Registered: ‎09-01-2008
0

Re: Credit cards that DON'T pull EX Credit Rept

Navy Federal Credit Union usually pulls EQ and sometimes TU. Never Experian.

Established Member
Posts: 31
Registered: ‎04-06-2011
0

Re: Credit cards that DON'T pull EX Credit Rept

I had the same issues. My EX report was all screwy, showed no reports. I found out when I was declined for an Amex even though I have great credit. Discover pulled my EQ and I got approved.
Valued Contributor
Posts: 1,143
Registered: ‎05-17-2010
0

Re: Credit cards that DON'T pull EX Credit Rept

Alliant pulls EQ. 

My experience with Discover is either TU-EQ

Barclays is 100% TU for me.  I've heard EX for CLIs though. 

Nordstrom pulled EQ and TU for me. 

Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Re: Credit cards that DON'T pull EX Credit Rept

Thank you for the replies.

 

I would assume you need to be in the military, or related to someone in the military, for Navy Fed CC... is that right?

 

Are there any other major CCs that don't pull EX?

 

Thank you! :smileyhappy:

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

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