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Established Member
Posts: 38
Registered: ‎06-28-2013
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Credit cards that ONLY pull Transunion?

Being in CA, most apps seem to pull EX, which has 8 inq.

 

My TU report has only 2-3 in the last 2yrs.

 

Are there any decent CC's issuers that only pull TU, when one lives in CA?

 

Scores are 680-710 across the board.

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Re: Credit cards that ONLY pull Transunion?

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Registered: ‎05-25-2013
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Re: Credit cards that ONLY pull Transunion?

Navy FCU



Starting Score: 693
Current Score: 701EQ MyFico 725TU(NFCU pulled)
Goal Score: 720


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Joined the Garden Club 6/1/13
Established Member
Posts: 38
Registered: ‎06-28-2013
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Re: Credit cards that ONLY pull Transunion?

App ing for Barclays will NOT bring an inquiry to EX and EQ?

 

Just want to make sure as I really want to limit my inq on EX.

 

3-4 of the 8  inq on  EX fall off by Dec, so between no and then I want to get the possible CC that only pulls TU.

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Credit cards that ONLY pull Transunion?


Stage24u wrote:

Being in CA, most apps seem to pull EX, which has 8 inq.

 

My TU report has only 2-3 in the last 2yrs.

 

Are there any decent CC's issuers that only pull TU, when one lives in CA?

 

Scores are 680-710 across the board.


What kind of card are you looking for??

 

-Cash back??

-Travel Rewards??

-BT's??




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Posts: 344
Registered: ‎10-25-2011
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Re: Credit cards that ONLY pull Transunion?

State Farm pulled TU for me in FL. From looking in the credit pull database TU seems to be the primary CRA they use.
Mega Contributor
Posts: 15,442
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Re: Credit cards that ONLY pull Transunion?


Happychap wrote:
State Farm pulled TU for me in FL. From looking in the credit pull database TU seems to be the primary CRA they use.

I haven't heard much buzz about State Farm CC's...............are they any good?




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Member
Posts: 38
Registered: ‎06-28-2013
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Re: Credit cards that ONLY pull Transunion?

Both cash back and rewards are of interest to me.

 

Which is a stronger program when choosing Barclays?

Frequent Contributor
Posts: 291
Registered: ‎03-17-2011
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Re: Credit cards that ONLY pull Transunion?

Barclays

Walmart

GEMB (not all)

 


And that's about the extent of it. 

Re-entered the garden on 9/16/2013.


Starting Score: (TU) 517 (EQ) 469 (EX) 519 (6/1/2010)
Current Score: (TU98) 714 (TU04) 712 (EQ Beacon 5.0) 672 (EX -FICO v2) 724 (6/13/13)
Goal Score: 700 Club for all 3 (2 out of 3 so far)


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Established Member
Posts: 38
Registered: ‎06-28-2013
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Re: Credit cards that ONLY pull Transunion?

Walmart vs Barclays

 

Who's better with intiial CL and CLI's?

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