05-14-2013 11:31 AM
05-14-2013 11:35 AM
05-14-2013 11:37 AM
Citi Forward. I've applied twice and the last time recon'd with the EO. Even asked them to just move some of my current CL from my TY Premier. It just isn't gonna happen.
05-14-2013 11:42 AM
For me :
Discover- Applied and denied in 2010 and 2011. Didn't bother trying in 2012 because all of my new accounts. I plan on applying this year as I have been in the garden 174 days.
Citi Bank- they have denied me 3 times, the last being last year.
100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/0~ last credit card app 6/24/13- New car loan 3/8/2014
05-14-2013 12:30 PM
First Premier Bank. I keep asking them to remove the monthly and annual fees, reduce my apr to under 10%, add 2% cash back with 5% rotating categories quarterly and they keep denying me!
I shall not give up!
05-14-2013 12:47 PM
Anything from CITI.
I have never had a card from them or any accounts. Denied 3 times for 3 different cards in a lapse of 1 year.
Reasons. Serious deliquency 5 years ago. That's what I get from them when I call for recon. Meanwhile I get great CLI's from other CC companies.
05-14-2013 12:51 PM
That was my problem with Citi as well. Approvals with high CLs at Amex and Chase, but no go from Citi for one of their 'intro' cards. I think the only reason I got approved for the Citi TY was I got a pre-approval in the mail. I plan on PCing from my TY Premier to the TY Preferred after the first year to avoid the fee and I wonder if they will ask why. Without comboing it with the Forward, I don't think the TY point network is worth it. Maybe that will change with the rumored changes to the reward program this summer. They'll have to do something to compete with Chase's UR platform.
05-14-2013 01:03 PM
Citi's cards have proven to be ridiculously difficult to attain. I honestly think their student cards are more difficult to get than some Amex cards.
The worst part is that I can only think of one or two cards in their entire lineup that even warrants such selectivity.
05-14-2013 01:28 PM
last year it was citi for me. This year got in with instant approval.
This year it looks like it's going to be barclays-I mean okay theyre going to say too many new accounts. But if theyre using 14-15 month old cards as part of that count, then dang, theyre really tryna steer me away lol, recon analysts not looking to help for now either.
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