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Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Credit cards you just can't seem to "crack"

I remember getting my Wells Fargo unsecured card when I was 18 and didn't even have a social security number lol. However they are conservative now after the crisis.

On the side note: Wells Fargo is pilot testing some new cards. Some customers are getting invitations to pilot test the program. No exact details on rewards structure but its going to be a visa signature card. Currently Wells Fargo signature Visa cards are by invitation only through their advisors.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Contributor
Posts: 358
Registered: ‎02-25-2013
0

Re: Credit cards you just can't seem to "crack"

Yeh i wont hold my breath lol!! I might just suffocate. But whoever g4ts on that testrun Good Luck!

Starting Score:567Walmart TU 701, Credit Sesame 722, credit secure 701 credit karma 694Last Score: 689 TU/Walmart CK 645 Goal Score:800 CLUB
Last HP:2/2015 Util:9% CL:82KTake the myFICO Fitness Challenge
Valued Contributor
Posts: 1,905
Registered: ‎06-16-2012
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Re: Credit cards you just can't seem to "crack"

I had a sour experience with WF in April. Still have my personal and business checking/savings with them and a couple of investment accounts with them. Eventually will close my personal savings/checkings and maybe still leave the business accounts with them a little longer. Going to apply for their business credit card towards the end of this year and that will determine if i keep them open.

Cards: (Chase x7) (Citi x6) (Amex x5) (BofA x3) (US Bank x4) (Barclays x4) (WF x3) (Cap1 x3) (Synch x3) (Penfed x2) ( Macys Amex) (Discover, Nasa ,Diners x1)





Valued Contributor
Posts: 1,905
Registered: ‎06-16-2012
0

Re: Credit cards you just can't seem to "crack"


enharu wrote:
I remember getting my Wells Fargo unsecured card when I was 18 and didn't even have a social security number lol. However they are conservative now after the crisis.

On the side note: Wells Fargo is pilot testing some new cards. Some customers are getting invitations to pilot test the program. No exact details on rewards structure but its going to be a visa signature card. Currently Wells Fargo signature Visa cards are by invitation only through their advisors.

you may have a good chance at being those lucky ones enharu...:smileyhappy:

Cards: (Chase x7) (Citi x6) (Amex x5) (BofA x3) (US Bank x4) (Barclays x4) (WF x3) (Cap1 x3) (Synch x3) (Penfed x2) ( Macys Amex) (Discover, Nasa ,Diners x1)





Valued Contributor
Posts: 2,300
Registered: ‎01-22-2012
0

Re: Credit cards you just can't seem to "crack"

Nothing yet. I'm still waiting for my first denial.
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Valued Contributor
Posts: 1,905
Registered: ‎06-16-2012
0

Re: Credit cards you just can't seem to "crack"


CreditScholar wrote:
Nothing yet. I'm still waiting for my first denial.

haha! you are one of the very lucky ones here Scholar...:smileyhappy:

Cards: (Chase x7) (Citi x6) (Amex x5) (BofA x3) (US Bank x4) (Barclays x4) (WF x3) (Cap1 x3) (Synch x3) (Penfed x2) ( Macys Amex) (Discover, Nasa ,Diners x1)





Established Contributor
Posts: 795
Registered: ‎05-16-2012
0

Re: Credit cards you just can't seem to "crack"


CreditScholar wrote:
Nothing yet. I'm still waiting for my first denial.

You're denied!

 

I wish I had your scores :smileywink:

100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/0~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $16,100~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3500~ Amazon Store $7000~ Fingerhut $1050
Valued Contributor
Posts: 2,300
Registered: ‎01-22-2012
0

Re: Credit cards you just can't seem to "crack"

I probably just jinxed myself and the next time I apply for something, it will come back saying DENIED!
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Valued Contributor
Posts: 1,905
Registered: ‎06-16-2012
0

Re: Credit cards you just can't seem to "crack"

[ Edited ]

CreditScholar wrote:
I probably just jinxed myself and the next time I apply for something, it will come back saying DENIED!

meh...just knock on some wood and you will be alright...lol

Cards: (Chase x7) (Citi x6) (Amex x5) (BofA x3) (US Bank x4) (Barclays x4) (WF x3) (Cap1 x3) (Synch x3) (Penfed x2) ( Macys Amex) (Discover, Nasa ,Diners x1)





Contributor
Posts: 92
Registered: ‎09-23-2012
0

Re: Credit cards you just can't seem to "crack"

Mine are AMEX and the salliemae MC!

Starting Score: 720
Current Score: 626
Goal Score: 700


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