Credit Cards

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asyiasmami
Posts: 73
Registered: ‎11-08-2007

Credit cards

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‎12-12-2007 04:12 PM

I just enrolled with Credit Keeper, and the credit reports are stating that although I have old accounts, it is hurting my score by not using them.  Is this correct?  So should I start using..??  I am paying down the balance and I thought that by not charging on them that would help my score not hinder it.
 
 
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Brammy
Posts: 5,436
Registered: ‎03-10-2007

Re: Credit cards

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‎12-12-2007 04:18 PM

Is itlisted on your good or bad factors?  I can't see why this would hurt you as long as it is showing monthly activity which it should as long as you are making payments.
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Moderator Emerita<br>Community Leader<br>Epic Contributor
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haulingthescoreup
Posts: 28,112
Registered: ‎04-01-2007

Re: Credit cards

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‎12-12-2007 04:20 PM

I'm always wary of advice from FAKO sites. Do you get anything similar on your FICO score reports?
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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