I have been with one for 1 and half years now. My problem is it is costing me 230 bi-weekly for 3 cc, the total amount I owe is about 15000. This is a real problem to come up with every 2 weeks. My question is , can i send the money directly to the cc's and drop the credit counselor co.?? Will the cc's try and take me to court? I really want to avoid this part if i can.
I dont like that I get no statements or anything from the cc's anymore, so i never know where i stand unless i go into the counselor and ask for an update. Does this sound strange to you?
I would like to get to sending the cc's $100 each/month but not too sure how to go about this.
Anyone have any exp with this and can help?
Thanks a ton!
Starting Exp-545, TU-531,EQ-515
DH starting Exp-503,TU-486,EQ-470
short term goal: mine-600, DH-550