Credit gurus, need suggestion for DW's BT.

[B335is]

1)  Citi Simplicity (0% for 18 months but 3% fee)

2)  Chase Slate (no BT fee but known to give lower limits)

3)  Barclaycard Arrival ($400 bonus would help upcoming vacation spend, but just another AF card in year 2)

4)  BofA Better Balance Rewards ($25 quarterly bonus for paying over minimum payment)

[Shogun]

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@B335is wrote:

1)  Citi Simplicity (0% for 18 months but 3% fee)

2)  Chase Slate (no BT fee but known to give lower limits)

3)  Barclaycard Arrival ($400 bonus would help upcoming vacation spend, but just another AF card in year 2)

4)  BofA Better Balance Rewards ($25 quarterly bonus for paying over minimum payment)

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I've actually looked at the BofA for myself as a future card.  It didn't look bad.

[emptypockets]

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@B335is wrote:

1)  Citi Simplicity (0% for 18 months but 3% fee)

2)  Chase Slate (no BT fee but known to give lower limits)

3)  Barclaycard Arrival ($400 bonus would help upcoming vacation spend, but just another AF card in year 2)

4)  BofA Better Balance Rewards ($25 quarterly bonus for paying over minimum payment)

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I would second BOA Better Balance Rewards. A Quarterly Bonus for paying over the minimum with a 15 mos.0% BT will cover some of the BT fee. Plus even after you pay it off, minimum use still nets a $25 bonus. Getting a quarterly cash back bonus without spending anything extra is a no-brainer. BOA seems to give decent Credit Limits too.