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HiLine
Posts: 2,723
Registered: ‎10-19-2012

Credit limit increase policy compilation

I thought I would create a list for future reference, given how frequently the same questions are repeated. I don't know all banks' policies, so please fill in folks :smileyhappy:

Amex: SP, up to 3x, every 6 months (60 days since opening for the first time)

Bank of America: HP, sometimes SP

Barclaycard?

Capital One?

Chase: HP

Citi: SP if automatically eligible; HP for more

Discover: SP if automatically eligible; HP for more

General Eletric Capital Retail Bank?

US Bank?

Wells Fargo?

 

Credit unions?

 

 

 

Established Contributor
wHiTeSoL
Posts: 974
Registered: ‎07-09-2013

Re: Credit limit increase policy compilation

Cap1 - SP every 6 months if requested


   3/12 $1200     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Super Contributor
enharu
Posts: 6,828
Registered: ‎02-27-2013

Re: Credit limit increase policy compilation

Barclay is HP if initiated by customer, if I'm not wrong.

Us bank and Wells Fargo can be SP or HP.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Discover IT (15k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k).
Established Contributor
Themanwhocan
Posts: 1,011
Registered: ‎04-04-2013

Re: Credit limit increase policy compilation


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