Credit limit increases for Comenity bank store cards?

[thmgoodw]

Here is another data point from someone with multiple Comenity cards.

I received both a Marathon Store Card ($300 credit) and a JCrew card ($500) on 12/1/2013.

On the Marathon card, I put about $180 through over the past couple of months, and paid it off to a zero balance about a week ago.

On the JCrew card, I put in my first order 1 week ago, and paid it down to $0.20 yesterday.

After seeing this thread, I just went in and pushed the love button.

Marathon card - 7-10 day message

JCrew card - CLI from $500 to $900 :-)

[CreditMagic7]

That settles it for the JCrew results then. Maybe it's their way of encouraging stronger sales.

[leenileen]

Approved for Jcrew via shopping cart trick for $250 limit, received card on Monday, hit luv button, they increased limit to $550.

Approved for Brylane Home via shopping cart trick for $300 limit, hit luv button, denied.

Hope this helps.

[bsprouse85]

Absolutely no credit limit increase yet! Have had a Marathon card since 05/2013 with a $250.00 limit and PIF most months and let the balance carry over about 3 of those months to make them happy. Total utilization of 1 percent across all cards being I use my rewards cards to earn cash back. Not sure what the game plan is with Comenity Bank but it sure makes no sense compared to others. It must be a game of luck other than TU FICO (718). At any rate this card will no longer be used being I refuse to play silly games with a creditor to make them happy!

[Creditaddict]

---

@bsprouse85 wrote:

Absolutely no credit limit increase yet! Have had a Marathon card since 05/2013 with a $250.00 limit and PIF most months and let the balance carry over about 3 of those months to make them happy. Total utilization of 1 percent across all cards being I use my rewards cards to earn cash back. Not sure what the game plan is with Comenity Bank but it sure makes no sense compared to others. It must be a game of luck other than TU FICO (718). At any rate this card will no longer be used being I refuse to play silly games with a creditor to make them happy!

---

And you requested cli online and got denied?

[Dpsko1]

Hello can somebody tell me where to find the luv button? I would like to see if I can get a cl for my wife thank you..

[Boragard]

I got my "The Room Place Card" last June with an opening limit of $1000.  I requested an increase in September and was declined.  In November, i requested another increase when my balance was PIF and was instantly given an additional $500.  Then the card was SD'd as I didn't need any new furniture.  Earlier this month, I noticed i was SP'd by comenity so i decided to hit the luv button.  Instantly approved by $750.  So my limit is now $2250 in 10 months via the luv button.  No auto CLIs for me, I had to hit the button both times and it was SP! I'm grateful as I just purchased a new mattress.  Good Luck!

[Anonymous]

I have a Comenity card for Younkers. 

I requested a CLI after six months.  There is no button on the site (which seems different from other Comenity cards) so instead I sent a message via the Secure Message Center on the site.  The only info they needed was my income (unlike other CCs I have, which have also asked about my monthly housing payment and monthly credit card spending).

They told me I would receive a letter with the results of the request.  There was no immediate change that day or the next, but the third say I logged in and my credit limit had been updated.  I got an email the day after that (today) informing me of the increase.

My original limit was $250.  They only increased it to $350.   That's only a $100 CLI - it's fine with me as I spend $200-$300 in one trip a couples times a year (which is why I wanted an increase from $250) but obviously it's a pretty small increase.