Credit lines

[Anonymous]

I'm also using credit card money to pay bills and buy food due to the income shortfall.  

[Anonymous]

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@Anonymous wrote:

I've been doing big credit card promos and balance transfers with these banks for 10 years.   I'm always getting new ones from them in the mail.    The ones I have borrowed now are all 0% from convenience checks I wrote to myself.    However, I did have to pay a 3% fee up front on all except one when I wrote the checks to myself.  Chase, us bank, citi, and commerce are always giving me these deals.   I have a 10k Amex line but they never send me offers in the mail.    I was using the credit card money to trade stocks for the past 9 years .   I did pretty  well for the first 6 years and now lost money 3 years in a row.   I currently have 73k in my brokerage account and owe 90k on credit cards.

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Now, I need some clarification. How much do you currently owe on your house to PIF your mortgage?

[Anonymous]

I owe Wells Fargo 105k and I owe boa 50k.   

[Anonymous]

Let me know what you are thinking of even if it doesn't seem feasible.  My brokerage account has big fluctuations in value. 

[Anonymous]

And the house is worth in the neighborhood of...

(I scanned back through the thread and didn't see. Apologies if it's there.)

[Anonymous]

My house is worth about 150k.   I called a local high volume realtor who has closed a huge amount of houses near me.   she said to figure 9% for the agent fee and closing costs.  Transfer stamps, title, survey, attorney, etc.