Credit offering free credit report card

[DI]

Credit.com offering free report card that pulls data from TU.  It has interesting info.  I was able to get five different scores and grades.

[Anonymous]

these are awesome scores

A 750-850 901-990 740-830 845-925 800-900

[DI]

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@Anonymous wrote:

these are awesome scores

A 750-850 901-990 740-830 845-925 800-900

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Yes! I've only been managing credit since 8/1999 when I recieved my first student loan.

[CodeMonkey]

Hmm - I got the exact same thing with a 727 EQ and 733 TU. Woohoo!

Gotta love FAKO scores.

[DI]

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@CodeMonkey wrote:

Hmm - I got the exact same thing with a 727 EQ and 733 TU. Woohoo!

Gotta love FAKO scores.

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FAKO scores are not all that bad.  It gives you a sense of where you stand in the world of credit at a free or cheaper cost.

[CodeMonkey]

True. On the other hand, you run into consumer misinformation issues.

Had a buddy apply for his first mortgage not long ago, and he was all fired up because CreditKarma told him he had an excellent score - he didn't know about myFICO. Told him to check his scores here and it turns out he was in a lower (well, higher interest rate) bracket than CK led him to believe.

The average consumer probably isn't aware there are lots of different credit scores out there.

[Imhotrodcrazy]

I just checked mine out too. 

A+  payment history

A+  debt usage

A+  credit age 

C-  acct mix - I am not one for having a lot of accts.

A-  inquiries 

Scores  ( 750-850) ( 901-990 )  ( 740-830 ) ( 845-925 ) ( 800-900 )

[Red1Blue]

I checked mine. They gave me B+. I got F in the credit mix since I dont have mortgage loan. I paid off the house years ago, not sure what they are complaining about not having a mortgage.

[Imhotrodcrazy]

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@Red1Blue wrote:
I got F in the credit mix since I dont have mortgage loan. I paid off the house years ago, not sure what they are complaining about not having a mortgage.

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I would love to have an "F" on my credit mix knowing my home was paid for.   Congrats to you on having your home free and clear. 

[pattycake]

I checked as well. It gave me an A all across the board.

Funny - TU is my lowest of the scores...