Reply
Super Contributor
Posts: 5,744
Registered: ‎01-28-2008
0

Credit offering free credit report card

Credit.com offering free report card that pulls data from TU.  It has interesting info.  I was able to get five different scores and grades.
Valued Member
Posts: 49
Registered: ‎05-04-2009
0

Re: Credit offering free credit report card

these are awesome scores

 

A 750-850 901-990 740-830 845-925 800-900

 


Starting Score: EQ 697 TU 709
Current Score: EQ 734 TU 720
Goal Score: 750


Take the FICO Fitness Challenge
Super Contributor
Posts: 5,744
Registered: ‎01-28-2008
0

Re: Credit offering free credit report card


Sayre wrote:

these are awesome scores

 

A 750-850 901-990 740-830 845-925 800-900

 


Yes! I've only been managing credit since 8/1999 when I recieved my first student loan.

Contributor
Posts: 100
Registered: ‎08-04-2008
0

Re: Credit offering free credit report card

Hmm - I got the exact same thing with a 727 EQ and 733 TU. Woohoo!

 

Gotta love FAKO scores. :smileyhappy:

Super Contributor
Posts: 5,744
Registered: ‎01-28-2008
0

Re: Credit offering free credit report card


CodeMonkey wrote:

Hmm - I got the exact same thing with a 727 EQ and 733 TU. Woohoo!

 

Gotta love FAKO scores. :smileyhappy:


FAKO scores are not all that bad.  It gives you a sense of where you stand in the world of credit at a free or cheaper cost.

Contributor
Posts: 100
Registered: ‎08-04-2008
0

Re: Credit offering free credit report card

True. On the other hand, you run into consumer misinformation issues.

 

Had a buddy apply for his first mortgage not long ago, and he was all fired up because CreditKarma told him he had an excellent score - he didn't know about myFICO. Told him to check his scores here and it turns out he was in a lower (well, higher interest rate) bracket than CK led him to believe.

 

The average consumer probably isn't aware there are lots of different credit scores out there.

Valued Contributor
Posts: 1,699
Registered: ‎03-11-2009
0

Re: Credit offering free credit report card

I just checked mine out too. 

 

A+  payment history

A+  debt usage

A+  credit age 

C-  acct mix - I am not one for having a lot of accts.

A-  inquiries 

 

Scores  ( 750-850) ( 901-990 )  ( 740-830 ) ( 845-925 ) ( 800-900 )

FICOS
TU 802 4/7/15
EX 808 4/17/15
EQ 825 4/2/15
NASA 30K / / Amex 20k / / Chase Freedom 10.6k// Venture 20K / / / / / SD'd US Bank Cash+ 20k, LOC 15k, In their final resting place, can you hear the sound of taps?
Goal - At my age, just staying alive
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Re: Credit offering free credit report card

I checked mine. They gave me B+. I got F in the credit mix since I dont have mortgage loan. I paid off the house years ago, not sure what they are complaining about not having a mortgage.
Valued Contributor
Posts: 1,699
Registered: ‎03-11-2009
0

Re: Credit offering free credit report card


concorduser wrote:
I got F in the credit mix since I dont have mortgage loan. I paid off the house years ago, not sure what they are complaining about not having a mortgage.

I would love to have an "F" on my credit mix knowing my home was paid for.   Congrats to you on having your home free and clear. 

FICOS
TU 802 4/7/15
EX 808 4/17/15
EQ 825 4/2/15
NASA 30K / / Amex 20k / / Chase Freedom 10.6k// Venture 20K / / / / / SD'd US Bank Cash+ 20k, LOC 15k, In their final resting place, can you hear the sound of taps?
Goal - At my age, just staying alive
Established Contributor
Posts: 760
Registered: ‎04-30-2007
0

Re: Credit offering free credit report card

I checked as well. It gave me an A all across the board.

Funny - TU is my lowest of the scores...

pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.