02-23-2010 03:38 PM
02-23-2010 04:00 PM
02-23-2010 04:01 PM
02-23-2010 04:08 PM - edited 02-23-2010 04:17 PM
02-23-2010 04:09 PM
02-23-2010 04:13 PM - edited 02-23-2010 04:16 PM
I never had this card. But if I were trying to get a better credit card I would definitely pull my credit reports first before I did anything.
Oh back a few years ago when I started getting serious about my fico scores I never knew that you can pull your own credit reports as much as you want and it doesn't affect your fico or credit at all. If you already knew this then disregard but I remember that I wasn't sure about this.
But it is correct you can pull your scores as much as you want and it will not affect your fico or credit report.
02-23-2010 04:19 PM - edited 02-23-2010 04:22 PM
Well I DO have other cards.....Capital One...which just rate jacked me to22.90 used to be 14.90 Orchard which is 14.90 Walmart which is 17 Chase which is lol i have no clue as I have no balance. And some other store brand cards such as Firestone, target. Those have NO balance.
What's the best package to check scores on this site?
I was planning on doing the free credit report you can do once a year, although you don't get scores with it
I can say for sure, i'm never late and even though it isn't much more on ALL my cards i pay at LEAST $10 more than the min. No collections or Bk either.
02-23-2010 04:38 PM - edited 02-23-2010 04:44 PM
02-23-2010 04:45 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO