cancel
Showing results for 
Search instead for 
Did you mean: 

Credit scores needed for Discover card aproval?

Highlighted
Established Contributor

Credit scores needed for Discover card aproval?

The next two cards I want to app for are Discover card(More or It),and also a CitiBank Advantage card.What type of scores would I need to get their attention? Should I go after a different CitiBank card?

 

Thanks for your advice

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 1 of 17
16 REPLIES
Established Member

Re: Credit scores needed for Discover card aproval?

I was just approved for the Discover it, they pulled my TU Fico as 710. Was approved for a CL of $750, but I only have around 6months history with my crapitol one card.

Hope that info helps.



Amex BCE $6,000 10/13 ♥ Chase Freedom $2,200 9/13 ♥ Discover it $1,250 2/13 ♥CapitolOne Quicksilver $1250 9/12 ♥


Message 2 of 17
Contributor

Re: Credit scores needed for Discover card aproval?

When I was approved for the More card last October my scores were similiar to yours on myFico. However when I got my card the letter with it said my score was 711. I don'tknow about Citi but I think you are probably good for Discover.  


Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


Take the FICO Fitness Challenge

Message 3 of 17
Valued Contributor

Re: Credit scores needed for Discover card aproval?

I had around 680 EQ when I was approved (they pulled EQ for me in Louisiana).

 

Discover It with 6k CL.  I apped in early January 2013.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 4 of 17
Moderator Emerita

Re: Credit scores needed for Discover card aproval?

I apped Jan 18, they pulled TU for me. Score was 707 on the letter. 

Message 5 of 17
Frequent Contributor

Re: Credit scores needed for Discover card aproval?

I got approved for Discover It this month with scores at around 680 +/-10. You should be good to go.

 

 

eta: Spelling.



Starting Scores: myFICO EQ: 678, myFICO TU: 676, myFICO EX: 678 (01/2013)
Latest Scores: myFICO EQ: 789, myFICO TU: 782, myFICO EX: 788
My Wallet: American Express BCE, NFCU cashRewards, Capital One Quicksilver, Discover It, Chase Freedom, Chase Amazon Rewards
Gardening since 02/07/17
Message 6 of 17
Valued Contributor

Re: Credit scores needed for Discover card aproval?

I got Discover with a 648 so I am sure you will be fine!!!

*8/10/13
Message 7 of 17
Established Contributor

Re: Credit scores needed for Discover card aproval?

Thanks guys for all the advice and support. Will give it a-go very soon. I want about 4-5 prime cards with healthy limits and that will do it for me. At soe point i will like to also add a card that comes with a chip.Makes traveling across the pond a bit easier.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 8 of 17
Mega Contributor

Re: Credit scores needed for Discover card aproval?


MountainHiker wrote:

The next two cards I want to app for are Discover card(More or It),and also a CitiBank Advantage card.What type of scores would I need to get their attention? Should I go after a different CitiBank card?

 

Thanks for your advice


Your scores are OK, how long have your accounts been opened and any of your recent approvals report yet??




EQ FICO 548 3/3/16
Message 9 of 17
Valued Contributor

Re: Credit scores needed for Discover card aproval?

I got approved with a TU Fico score of 687 with a small recent collection. You should be ok and you can always recon. Good luck!

gardening since 5/21/2016
Message 10 of 17