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Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012
0

Credit scores needed for Discover card aproval?

The next two cards I want to app for are Discover card(More or It),and also a CitiBank Advantage card.What type of scores would I need to get their attention? Should I go after a different CitiBank card?

 

Thanks for your advice

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Established Member
SquareObsidian
Posts: 46
Registered: ‎02-23-2013
0

Re: Credit scores needed for Discover card aproval?

I was just approved for the Discover it, they pulled my TU Fico as 710. Was approved for a CL of $750, but I only have around 6months history with my crapitol one card.

Hope that info helps.



Amex BCE $6,000 10/13 ♥ Chase Freedom $2,200 9/13 ♥ Discover it $1,250 2/13 ♥CapitolOne Quicksilver $1250 9/12 ♥


Contributor
firstladyd
Posts: 143
Registered: ‎05-23-2011
0

Re: Credit scores needed for Discover card aproval?

When I was approved for the More card last October my scores were similiar to yours on myFico. However when I got my card the letter with it said my score was 711. I don'tknow about Citi but I think you are probably good for Discover.  


Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


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Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Credit scores needed for Discover card aproval?

I had around 680 EQ when I was approved (they pulled EQ for me in Louisiana).

 

Discover It with 6k CL.  I apped in early January 2013.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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09Lexie
Posts: 26,287
Registered: ‎09-13-2012
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Re: Credit scores needed for Discover card aproval?

I apped Jan 18, they pulled TU for me. Score was 707 on the letter. 

Frequent Contributor
_jb_
Posts: 319
Registered: ‎01-16-2013
0

Re: Credit scores needed for Discover card aproval?

[ Edited ]

I got approved for Discover It this month with scores at around 680 +/-10. You should be good to go.

 

 

eta: Spelling.


Starting Scores: myFICO EX: ???, myFICO EQ: 678, myFICO TU: 676 (01/2013)
Latest Scores: myFICO EX: 699, myFICO EQ: 700, myFICO TU: 699
My Wallet: Chase Sapphire Preferred, Discover It, NFCU cashRewards, Capital One Quicksilver, Chase Amazon Rewards
Gardening since 02/19/13
Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012
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Re: Credit scores needed for Discover card aproval?

I got Discover with a 648 so I am sure you will be fine!!!

*8/10/13
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012
0

Re: Credit scores needed for Discover card aproval?

Thanks guys for all the advice and support. Will give it a-go very soon. I want about 4-5 prime cards with healthy limits and that will do it for me. At soe point i will like to also add a card that comes with a chip.Makes traveling across the pond a bit easier.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Credit scores needed for Discover card aproval?


MountainHiker wrote:

The next two cards I want to app for are Discover card(More or It),and also a CitiBank Advantage card.What type of scores would I need to get their attention? Should I go after a different CitiBank card?

 

Thanks for your advice


Your scores are OK, how long have your accounts been opened and any of your recent approvals report yet??




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
dodgerslv
Posts: 1,833
Registered: ‎06-16-2012
0

Re: Credit scores needed for Discover card aproval?

I got approved with a TU Fico score of 687 with a small recent collection. You should be ok and you can always recon. Good luck!


Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 9.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).






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