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Established Contributor
MountainHiker
Posts: 643
Registered: ‎08-07-2012

Credit scores needed for Discover card aproval?

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‎02-23-2013 10:12 PM

The next two cards I want to app for are Discover card(More or It),and also a CitiBank Advantage card.What type of scores would I need to get their attention? Should I go after a different CitiBank card?

 

Thanks for your advice

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
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SquareObsidian
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SquareObsidian
Posts: 5
Registered: ‎02-23-2013

Re: Credit scores needed for Discover card aproval?

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‎02-23-2013 10:41 PM

I was just approved for the Discover it, they pulled my TU Fico as 710. Was approved for a CL of $750, but I only have around 6months history with my crapitol one card.

Hope that info helps.


Discover it $750 2/13
CapitolOne Platinum MasterCard $500 9/12
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firstladyd
Posts: 143
Registered: ‎05-23-2011

Re: Credit scores needed for Discover card aproval?

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‎02-23-2013 10:54 PM

When I was approved for the More card last October my scores were similiar to yours on myFico. However when I got my card the letter with it said my score was 711. I don'tknow about Citi but I think you are probably good for Discover.  

Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board

Take the FICO Fitness Challenge

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Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: Credit scores needed for Discover card aproval?

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‎02-23-2013 10:56 PM

I had around 680 EQ when I was approved (they pulled EQ for me in Louisiana).

 

Discover It with 6k CL.  I apped in early January 2013.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
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09Lexie
Posts: 5,261
Registered: ‎09-13-2012

Re: Credit scores needed for Discover card aproval?

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‎02-23-2013 11:36 PM

I apped Jan 18, they pulled TU for me. Score was 707 on the letter. 


Starting Score: 600's
Current Score: Exp Plus 743 04/13; 707 LP Discover 01/13 ; 733 05/13, 693 04/13, 703 03/13, 02/13, 702 TU WalMart 01/13; 702 EX LP 11/12; EQ 699 MyFico 01/13, EQ 699 11/12, CS 714 03/13
Goal Score: 800
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Regular Contributor
_jb_
Posts: 142
Registered: ‎01-16-2013

Re: Credit scores needed for Discover card aproval?

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‎02-23-2013 11:45 PM - edited ‎02-23-2013 11:45 PM

I got approved for Discover It this month with scores at around 680 +/-10. You should be good to go.

 

 

eta: Spelling.


Starting Score: myFICO TU: 676, myFICO EQ: 678 (01/2013)
Current Score: myFICO TU: 705, myFICO EQ: 690
My Wallet: Chase Sapphire Preferred, Discover It, NFCU cashRewards, Capital One Cash Rewards, Chase Amazon Rewards
Garden since 02/19/13
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Established Contributor
dodfire
Posts: 1,063
Registered: ‎04-14-2012

Re: Credit scores needed for Discover card aproval?

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‎02-23-2013 11:56 PM

I got Discover with a 648 so I am sure you will be fine!!!

---- 4/3/13 ****TIME FOR THE GARDEN****
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MountainHiker
Posts: 643
Registered: ‎08-07-2012

Re: Credit scores needed for Discover card aproval?

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‎02-24-2013 01:52 AM

Thanks guys for all the advice and support. Will give it a-go very soon. I want about 4-5 prime cards with healthy limits and that will do it for me. At soe point i will like to also add a card that comes with a chip.Makes traveling across the pond a bit easier.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
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Mega Contributor
LS2982
Posts: 14,496
Registered: ‎04-09-2011

Re: Credit scores needed for Discover card aproval?

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‎02-24-2013 05:00 AM

MountainHiker wrote:

The next two cards I want to app for are Discover card(More or It),and also a CitiBank Advantage card.What type of scores would I need to get their attention? Should I go after a different CitiBank card?

 

Thanks for your advice

Your scores are OK, how long have your accounts been opened and any of your recent approvals report yet??



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
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dodgerslv
Posts: 800
Registered: ‎06-16-2012

Re: Credit scores needed for Discover card aproval?

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‎02-24-2013 08:25 AM

I got approved with a TU Fico score of 687 with a small recent collection. You should be ok and you can always recon. Good luck!

BofA BB (7000) BofA 123 (7000) Chase Marriott (5000) Cap1 (3500) US Bank Flex (3000) Amex BCP/Costco (2000) Citi Simple (2000) Discover (1500) Amex Green NPSL

EX Plus 728 EQ Fico 707 TU Fico 712 (05/13)
In the garden.




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