Regular Contributor
Posts: 110
Registered: ‎04-04-2007

Re: Credit talk to Daughter Worked!

Congrats to you and your daughter. I just added my son to my amex. Been talking to him about credit praying and hoping he is listening. He asks me several questions. So also hope he understands. We as parents dont want our children to be where we were. And learn the hard way about credit

Starting Score: 581 TU 549 EQ 541 EX(LO Jan. 2011)
Current Score: 696 TU (690 wally) 633 EX 652 EQ
Goal Score: 700 TU 700 EQ

Take the FICO Fitness Challenge
Capital One $500
Capitol One Secured $2000
Orchard $420
Walmart Card $700
Paypal SmartConnect $600
Amazon Store Card $700
Established Contributor
Posts: 600
Registered: ‎08-13-2011

Re: Credit talk to Daughter Worked!


I know. I never want my daughter to be where I was. I has and will take a few more years to be baddie free. My other daughter is 15. So she will be getting the talk in a couple of years also. Right now all she is interested in is being able to drive. LOL

Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 01/26/15 TU 732 Equifax693 Experian681
Equivalent lender pull 710
Goal Score: 700 across the board

Take the FICO Fitness Challenge
Frequent Contributor
Posts: 280
Registered: ‎02-10-2014

Re: Credit talk to Daughter Worked!

This is an inspiring story. I am giving my son and daughter the credit talk now. Thanks for sharing.

Starting Score: EX:570, 8/2011
Current Score(2/4/15): EX08:795, EQ08: 804, TU08:801
Goal Score: 800+
Main Cards: BoA Cash Rewards Visa Sig: 15K, Discover IT: 13.8K, Barclays WEMC Arrival +: 5K, Citi Diamond Preferred: 13.1K, Amex Green: NPSL, Amex ED: 20K, [Diners Club Premier: 40K]

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.