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I am interested in which credit unions do not pull ChexSystem for opening a savings account?
I have PenFed already but they are very strict with there loan applications, to many people getting denied with 720+ scores.
Thanks
@keikdasneak wrote:I am interested in which credit unions do not pull ChexSystem for opening a savings account?
I have PenFed already but they are very strict with there loan applications, to many people getting denied with 720+ scores.
Thanks
Most will do Chex Inquiries from the onset and simply open the savings without denial unless you apped for a checking. Stanford Federal CU in Palo Alto is one.
I want to open a savings account with AllIANT. But would they denie me for savings only?
@keikdasneak wrote:I want to open a savings account with AllIANT. But would they denie me for savings only?
You can check online and simply apply for a savings only, and allow the docs to come, etc. The only kicker is if they deny you outright, but just simply applying ofr a savings should not hurt. Pretty sure they will do a chex inq regardless, but just open a savings w/o any type of ATM access.
@Pushto700 wrote:
@keikdasneak wrote:I want to open a savings account with AllIANT. But would they denie me for savings only?
You can check online and simply apply for a savings only, and allow the docs to come, etc. The only kicker is if they deny you outright, but just simply applying ofr a savings should not hurt. Pretty sure they will do a chex inq regardless, but just open a savings w/o any type of ATM access.
If that was Alliant we are talking about, applying for a savings account will result in a hard on EQ and a chex check.
Yeah that is exactly what i was thinking. I don't want a pointless inq.
I got a checking & savings account with Navy FCU and they didn"t pull chex on me>
I can't join that CU... anything else?
I know it's not a CU but Suntrust does not pull Chex I know this from personal experience LOL