cancel
Showing results for 
Search instead for 
Did you mean: 

Credit unions with low rates

tag
12njoy
Super Contributor

Credit unions with low rates

Here's some information that I looked up.  Can't vouch for the accuracy and/or age of the data, but thought I'll share.

 

 

Prod.

Institution

Purchase APR

Annual Fee

Purchase Grace Days

Cash Advance APR

Cash Advance Fee

Fees and Conditions

 

Low Interest Cards

VyStar CU

Posted: 10/20/2015

9.50

0

25

9.50

 

Other: Rewards Plus; Earn 1 point for every $1 in qualified purchases with extra points from participating retailers.

 

Low Interest Cards

Michigan State University Federal CU

Posted: 10/20/2015

12.90

0

25

12.90

 

APRs are an average of a range and will vary depending upon creditowrthiness.

 

Low Interest Cards

Security Service FCU

Posted: 10/20/2015

10.49

0

25

10.49

 

Members only. APRs are an average of a range and will vary depending upon creditworthiness.

 

Low Interest Cards

PSECU

Posted: 10/20/2015

9.90

0

25

9.90

 

Available to members only.

 

Low Interest Cards

PATELCO CU

Posted: 10/20/2015

10.15

0

25

15.15

 

Rewards program available. APRs are an average of a range and will very depending upon creditworthiness.

 

Low Interest Cards

AmeriCU

Posted: 10/20/2015

7.90

0

25

15.90

 

Members only.

 

Low Interest Cards

Pentagon Federal Credit Union

Posted: 10/20/2015

13.99

0

25

13.99

 

Rewards option available. APRs may vary depending upon creditworthiness.

 

Low Interest Cards

PSECU

Posted: 10/20/2015

9.90

0

25

9.90

 

Available to members only.

 

Low Interest Cards

Suncoast Schools FCU

Posted: 10/20/2015

12.90

0

25

14.90

 

Merchandise: Must be a member. Earn one CU Rewards point for every dollar in purchases. APRs will vary depending upon creditworthiness. Available in lending area only.

 

Low Interest Cards

America First FCU

Posted: 10/20/2015

14.25

0

25

14.25

 

Members only. APRs are an average of a range and will vary depending upon creditworthiness. Late Fee: 5% of the past due amount but no less than $25.

 

Low Interest Cards

Affinity FCU

Posted: 10/20/2015

8.60

0

25

8.60

 

Members only. APRs will vary depending upon creditworthiness.

 

Low Interest Cards

Digital FCU

Posted: 10/20/2015

9.99

0

25

9.99

 

APR may vary depending upon creditworthiness.

 

Low Interest Cards

State Employees FCU

Posted: 10/20/2015

7.75

0

21

7.75

 

Available to members only. APR may vary based on creditworthiness.

 

Low Interest Cards

Redstone FCU

Posted: 10/20/2015

9.75

0

25

10.00

 

Available to members only. APRs are an average of a range and will vary depending upon creditworthiness.

 

Low Interest Cards

America First FCU

Posted: 10/20/2015

12.24

0

25

12.24

 

Members only. APRs are an average of a range and will vary depending upon creditworthiness. Late Fee: 5% of the past due amount but no less than $25.

 

Low Interest Cards

Pentagon Federal Credit Union

Posted: 10/20/2015

12.49

0

25

12.49

 

PenFed Promise card.

 

Low Interest Cards

Affinity FCU

Posted: 10/20/2015

10.60

0

25

10.60

 

Student Card: Members only. APRs will vary depending upon creditworthiness.

 

Low Interest Cards

Redstone FCU

Posted: 10/20/2015

18.00

0

25

18.00

 

Credit limit is the same as deposit. APR may vary depending upon creditworthiness.

  • = More products
  • = Contact information


Read more: http://www.bankrate.com/funnel/credit-union/credit-cards-results.aspx#ixzz3pAXl3Qub
Follow us: @Bankrate on Twitter | Bankrate on Facebook

 

 

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 1 of 17
16 REPLIES 16
Anonymous
Not applicable

Re: Credit unions with low rates

The manwhocan has a list of credit union cards with the lowest APR. Sticky.
Message 2 of 17
12njoy
Super Contributor

Re: Credit unions with low rates


@Anonymous wrote:
The manwhocan has a list of credit union cards with the lowest APR. Sticky.

Thanks.  I'm sour on this app I just made without thoroughly researching.  Smiley Embarassed

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 3 of 17
Anonymous
Not applicable

Re: Credit unions with low rates

Message 4 of 17
12njoy
Super Contributor

Re: Credit unions with low rates


@Anonymous wrote:

http://ficoforums.myfico.com/t5/Credit-Cards/Cash-Back-credit-card-charts/td-p/4004725


Thanks now those are some low rates

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 5 of 17
NRB525
Super Contributor

Re: Credit unions with low rates


@12njoy wrote:

@Anonymous wrote:
The manwhocan has a list of credit union cards with the lowest APR. Sticky.

Thanks.  I'm sour on this app I just made without thoroughly researching.  Smiley Embarassed


it is possible to edit so the headers line up with the columns? They all look like they have $25 annual fees instead of 25 day grace period Smiley Wink

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 6 of 17
12njoy
Super Contributor

Re: Credit unions with low rates


@NRB525 wrote:

@12njoy wrote:

@Anonymous wrote:
The manwhocan has a list of credit union cards with the lowest APR. Sticky.

Thanks.  I'm sour on this app I just made without thoroughly researching.  Smiley Embarassed


it is possible to edit so the headers line up with the columns? They all look like they have $25 annual fees instead of 25 day grace period Smiley Wink


There we go.  I had to cut/past into a word document and then paste here.  That whole thing from the website to here doesn't always work to well.

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 7 of 17
Anonymous
Not applicable

Re: Credit unions with low rates

Rates listed seem very high.  For example, you have PenFed Promise as 12.49% when it's currently 7.99%

Message 8 of 17
ddemari
Super Contributor

Re: Credit unions with low rates

I have penfed promise at 16.9% apr lol
Message 9 of 17
CreditMagic7
Mega Contributor

Re: Credit unions with low rates

Why is NASA not on the list?

Message 10 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.