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Member
randy3432
Posts: 5
Registered: ‎03-22-2011
0

Credit utilization question

Will my credit score be adversely affected if my credit utilization ratio goes from 1% to 4%?

 

 

Frequent Contributor
scientifics
Posts: 411
Registered: ‎05-01-2010
0

Re: Credit utilization question

It shouldn't be...if it changes at all it will probably only be a few points. It seems from experience on the forums that the golden number to stay under is 9% util.

Member
randy3432
Posts: 5
Registered: ‎03-22-2011
0

Re: Credit utilization question

Thank you so much for your response.


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