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Credit utilization question

Member

Credit utilization question

Will my credit score be adversely affected if my credit utilization ratio goes from 1% to 4%?

 

 

Message 1 of 3
2 REPLIES
Frequent Contributor

Re: Credit utilization question

It shouldn't be...if it changes at all it will probably only be a few points. It seems from experience on the forums that the golden number to stay under is 9% util.

Message 2 of 3
Member

Re: Credit utilization question

Thank you so much for your response.

Message 3 of 3