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Credit utilization year round?

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localuser
Regular Contributor

Re: Credit utilization year round?

Short answer is yes. I have a card that carries a balance but it will be paid off soon then I will start a balance on my new discover card until the 0% runs out.
Cap1Secured $700 | Chase Slate $700 | Amazon Store $5000 | Discover IT $7000 | Lowe's $8000 | AmEx BCE $20000 | Freedom $3000
November 2014 (myFICOs): Equifax 717 TransUnion 725 Experian 717
January 2014 (myFICOs): Equifax 675 TransUnion 661 Experian 723
Message 11 of 11
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