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The fact that people pay more with plastic is nothing new. You also spend more in gas and/or ATM fees taking cash out for everything too.
jpreloaded wrote:
I'm saying that regardless of APR (which doesn't matter to those who PIF anyways), on average people spend more on CCs than they would if it came immediately out of their own pocket.
So for MOST (not all) people, they might actually be better off just using a debit card/cash if their only purpose for using a CC was rewards.