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Closed my CreditOne Bank Card today!!! And it felt great. They offered me a rate reduction of 18.99% if I keep my account open. Ha what a joke. Was never so happy to cut up a card in my life.
@Anonymous wrote:Closed my CreditOne Bank Card today!!! And it felt great. They offered me a rate reduction of 18.99% if I keep my account open. Ha what a joke. Was never so happy to cut up a card in my life.
Congrats!! I felt the same way. They offered the same APR (albeit the lowest I'd have) but I never use the card. I was always paranoid about missing a payment with them because I heard how they are so unforgiving. However, I never did. I can't complain about them though. They were there when no one else was and given me the ability to get some of the cards I have now. So I'm thankful I had them, but also thankful they are GONE!
Their interest rate hardly matters when it's treated like a cash advance.