Credit Cards

[injustifiiable]

Just wanted to throw that bone out there...lol.

Do they even give any?????

[Education44]

I've had my card over a year. I have a current offer for a $100 CLI (it will cost me $19.95 if I accept). No, thanks.

[injustifiiable]

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Education44 wrote:

I've had my card over a year. I have a current offer for a $100 CLI (it will cost me $19.95 if I accept). No, thanks.

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hahahaha that is a joke, really. I did read that in the agreement but I had to laugh...I was like, really? I thought maybe they would do increases automatically without charging the fee.

This card will be gone by next September.

[nicholasyud]

I wantwhat want to know what you need to do if you want to cancel this card ??? I known this company pretty stinkie........and we want to trouble free ???

[Boonie]

I get a CLI from CreditOne every 6 months.  Because of this, I think they are a great rebuilder card. 

[Education44]

Are you able to get an increase without paying the fee?

[Boonie]

There is always a fee for a CLI with CreditOne.  Its worth keeping a few years during rebuiding.  Then close it as you qualify for better cards with higher limits.

[jsucool76]

I love my CreditOne card, but hate it at the same time....it has a 50k limit, but after the annual fee, I end up with $1 in available credit.... 

 

[GWilliam]

Yes, they increase your credit line. I have had three automatic cli without any fee for the increases over the past 20 months. It's been an OK card, and will droping them in a few months as I'm gardening any cards with AF, this and Cap1 Best Buy will be toast in a few months.

[distantarray]

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jsucool76 wrote:

I love my CreditOne card, but hate it at the same time....it has a 50k limit, but after the annual fee, I end up with $1 in available credit.... 

 

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LOL sounds like First Premier but it wasn't a joke for me. $200 limit and a $179 annual fee already added on  when card was activated leaving me $21 on the card WOOHOO! and a 79% interest rate (5-6 years ago)  also $6 to pay my bills online -_-;

but with any company you can probably get the credit limit increase fee waived if you threaten to cancel the card.