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Creditaddict List

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lg8302ch
Senior Contributor

Re: Creditaddict List


@Creditaddict wrote:

@pizza1 wrote:
HOLY MOTHER OF GOD!!! Lmao!!! Love it!!! I wanna see RON1"s list!!!Smiley Wink

Me2!!!


+1  me as well Smiley Happy

Message 21 of 161
Jaylima91
Established Contributor

Re: Creditaddict List

Ma'am, would you like a dolly to carry all that luggage? Smiley Very Happy
Message 22 of 161
CreditPlay
Frequent Contributor

Re: Creditaddict List

IMPRESSIVE! Thanks for posting CA, you rock!!! I read Ron has a huge collection as well, lets bring him onboard to post his list as well!


         
FICO08 12/2014EQ 777TU 799EX 767
 
    
Message 23 of 161
Creditaddict
Legendary Contributor

Re: Creditaddict List

Manage.

I didn't even list my partners cards that I'm not AU or Joint on!!

 

Lets see all the accounts that we have "Revolving" Balances on we don't use and are set up on either 24,36,48 montly payments on auto pay through Navy Federal Bill Pay.

I have everything that I can linked to Navy so if I forget, it pays and pulls from the navcheck if money is not there but always pays.

I auto pay the 2 amex because we barely use so they can PIF

car is auto pay through navy

we use just a couple as our daily cards and then when i need to buy something in paticular ill grab the store card on my way out the door from my credit container and then I just pay it as soon as I get an email of a statement.

 

im actually opening to condense down a few more of our "revolving" to just the navy but waiting for a 0%!

 

otherwise i grab one once in a while just to charge something on it and then put it back to keep it active. but that makes it easier to track by not having many balances.

 

Message 24 of 161
chalupaman
Super Contributor

Re: Creditaddict List

Good lord that's a lot. Amazing.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 25 of 161
Tbelle
Established Member

Re: Creditaddict List


@Creditaddict wrote:

Manage.

I didn't even list my partners cards that I'm not AU or Joint on!!

 

Lets see all the accounts that we have "Revolving" Balances on we don't use and are set up on either 24,36,48 montly payments on auto pay through Navy Federal Bill Pay.

I have everything that I can linked to Navy so if I forget, it pays and pulls from the navcheck if money is not there but always pays.

I auto pay the 2 amex because we barely use so they can PIF

car is auto pay through navy

we use just a couple as our daily cards and then when i need to buy something in paticular ill grab the store card on my way out the door from my credit container and then I just pay it as soon as I get an email of a statement.

 

im actually opening to condense down a few more of our "revolving" to just the navy but waiting for a 0%!

 

otherwise i grab one once in a while just to charge something on it and then put it back to keep it active. but that makes it easier to track by not having many balances.

 


Did you decide against the NASA visa?  I thought I saw that you were approved for it on another thread. Also, what do your inqs look like; that is an amazing list of cards!

Message 26 of 161
creditFiend
Established Contributor

Re: Creditaddict List

@CA

Wow!....wow!  Thanks for sharing!

Last app: 2/21/2016
Amex PRG (NPSL)| Amex Hilton Surpass ($17.6K)| Barclays Arrival WEM ($13K)| Barclays SM ($11K)| Capital One QS ($15K)
CareCredit (15.6K)| Chase CSP ($12K)| Chase Hyatt ($5K)| Chase FU VS ($7K)| Chase Ritz ($16.7K)| Citi DC ($2.4K)
Discover It ($4K)| Lowe's ($17K)| MSUFCU ($5K)| Nasa FCU ($20K)| Navy Cash Rewards ($20K)| Navy CLOC ($15K)
PenFed Thrifty ($500)| USAA Rate Advantage ($7K)
Message 27 of 161
One7
Valued Contributor

Re: Creditaddict List

Very impressive!

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 28 of 161
bigDEElight
Frequent Contributor

Re: Creditaddict List

This has to be one of the most anticipated lists on this forum!
EQ: 706 TU: 716 EX: 708
Total: $91,700 | 2016 Goal: $95K | Utilization: 8%
Message 29 of 161
Themanwhocan
Senior Contributor

Re: Creditaddict List

Actually, Belco and Bellco are two different credit unions. The Bellco card has 3X, 2X, 1X rewards. In ScoreCard points, that is Smiley Wink

 

But they do have unusual categories. At least they are trying. 3X at the Nat'l Western Stock Show, and the Arapahoe Recreation Center, you don't see that every day...

 

 

3X PointsCategory MCC Sample Merchants

Sporting Good Stores5941Sports Authority, REI, Bass Pro Shop, Sportsman Warehouse, Golfsmith
Shoe Stores5661Runners Roost, Boulder Running Co, DSW, Off-Broadway
Sports / Riding Apparel5655Dick's Sporting Goods, Sheplers Western Wear, Eddie Bauer
Member Clubs (Sports, Rec, Golf)799724hr Fitness, Golds Gym, Corepower Yoga, Weight Watchers
Recreation Services7999Annual Ski Passes, Nat'l Western Stock Show, Arapahoe Recreation Center
Bicycle Shops / Sales / Service5940Performance Bike Shop, Derby Bicycle, Bike Source
RV Parks / Campgrounds7033Estes Park KOA, Denver Meadows RV Park
Sporting / Recreational Camps7032Highland Hills Hockey, REAL Colorado, Promenade Ice Center, Sports Oasis
Public Golf Courses7992Riverdale, Adams County, West Woods, Highlands Ranch Golf Club

2X PointsCategory MCC Sample Merchants

Gas Stations5541Conoco, Phillips 66, Diamond Shamrock
Gas Pumps5542Safeway Fuel, King Soopers Fuel, Sam's Club Fuel
Phone Services4814Verizon, AT&T, T-Mobile
Cable / Satellite Services4899Century Link, Comcast, Dish Network, Direct TV
Internet Services4816XBOX Live, Go Daddy, MSN, AOL, EarthLink

1X PointsCategory

All other purchases that don't fall into the 3X and 2X categories




TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 30 of 161
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